KP Oregon Standard Silver Plan

Kaiser Permanente · 2026 plan year

Silver
Ind. medical deductible
$150
Rx deductible (separate)
$0
Family deductible
$300
Ind. OOP max
$1,175
Family OOP max
$2,350

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00

Specialist

BenefitIn-network
Specialist Visit$25.00

Hospital

BenefitIn-network
Emergency Room Services10.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)10.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services10.00% Coinsurance after deductible
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Medical Service DrugsNot covered
Non-Preferred Brand Drugs25.00%
Preferred Brand Drugs$10.00
Specialty Drugs25.00%
Zero Cost Share Preventive DrugsNot covered

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services10.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$10.00

Other

BenefitIn-network
Dental Check-Up for ChildrenNot covered
Abortion for Which Public Funding is ProhibitedNo charge
Accidental Dental10.00% Coinsurance after deductible
Acupuncture$10.00
Allergy Testing10.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy10.00% Coinsurance after deductible
Chiropractic Care$10.00
Cosmetic Surgery10.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care10.00% Coinsurance after deductible
Diabetes EducationNo charge
Dialysis10.00% Coinsurance after deductible
Durable Medical Equipment10.00% Coinsurance after deductible
Emergency Transportation/Ambulance10.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Gender Affirming CareSee plan details
Habilitation Services$10.00
Hearing Aids10.00%
Home Health Care Services10.00% Coinsurance after deductible
Hormone TherapySee plan details
Hospice Services10.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)10.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy10.00% Coinsurance after deductible
Inpatient Physician and Surgical Services10.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services10.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Non-Preferred Generic$5.00
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$10.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)10.00% Coinsurance after deductible
Outpatient Rehabilitation Services$10.00
Preferred Generic$5.00
Prenatal and Postnatal Care10.00% Coinsurance after deductible
Private-Duty NursingNot covered
Prosthetic Devices10.00% Coinsurance after deductible
Radiation10.00% Coinsurance after deductible
Reconstructive Surgery10.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care10.00% Coinsurance after deductible
Skilled Nursing Facility10.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services10.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$10.00
Telehealth - Primary Care$10.00
Telehealth - Specialist$25.00
Transplant10.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging10.00% Coinsurance after deductible

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