my Blue Access WV PPO Gold 0
Highmark Blue Cross Blue Shield West Virginia · 2026 plan year
Gold
- Ind. deductible
- No deductible
- Family deductible
- $0
- Ind. OOP max
- $7,500
- Family OOP max
- $15,000
Compare with other Gold plans in WV
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More Highmark Blue Cross Blue Shield West Virginia plans in WV
Monthly premiums by age
Rating Area 6 — the lowest-priced of the 11 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $550 | $550 |
| 21 | $718 | $736 |
| 30 | $815 | $836 |
| 40 | $918 | $1,010 |
| 50 | $1,283 | $1,572 |
| 60 | $1,950 | $2,388 |
| 64 and over | $2,155 | $2,640 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $20.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $20.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $400.00 |
| Inpatient Hospital Services (e.g., Hospital Stay) | $725.00 Copay per Stay |
| Outpatient Surgery Physician/Surgical Services | $500.00 |
| Urgent Care Centers or Facilities | $40.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | No charge |
| Non-Preferred Brand Drugs | $150.00 |
| Preferred Brand Drugs | $30.00 |
| Specialty Drugs | 50.00% |
Mental Health
| Benefit | In-network |
|---|---|
| Mental Health Other | 30.00% |
| Mental/Behavioral Health Inpatient Services | $725.00 Copay per Stay |
| Mental/Behavioral Health Outpatient Services | $20.00 |
Other
| Benefit | In-network |
|---|---|
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | Not covered |
| Abortion for Which Public Funding is Prohibited | Not covered |
| Accidental Dental | 30.00% |
| Acupuncture | Not covered |
| Allergy Testing | $35.00 |
| Bariatric Surgery | 30.00% |
| Basic Dental Care - Adult | Not covered |
| Basic Dental Care - Child | 50.00% |
| Chemotherapy | 30.00% |
| Chiropractic Care | $20.00 |
| Clinical Trials | 30.00% |
| Cosmetic Surgery | 30.00% |
| Delivery and All Inpatient Services for Maternity Care | $725.00 |
| Dental Anesthesia | 30.00% |
| Dental Check-Up for Children | No charge |
| Diabetes Care Management | 30.00% |
| Diabetes Education | No charge |
| Dialysis | 30.00% |
| Durable Medical Equipment | 30.00% |
| Emergency Transportation/Ambulance | 30.00% |
| Eye Glasses for Children | No charge |
| Habilitation Services | $20.00 |
| Hearing Aids | Not covered |
| Home Health Care Services | 30.00% |
| Hospice Services | 30.00% |
| Imaging (CT/PET Scans, MRIs) | $450.00 |
| Infertility Treatment | 30.00% |
| Infusion Therapy | 30.00% |
| Inpatient Physician and Surgical Services | No charge |
| Laboratory Outpatient and Professional Services | $35.00 |
| Long-Term/Custodial Nursing Home Care | Not covered |
| Major Dental Care - Adult | Not covered |
| Major Dental Care - Child | 50.00% |
| Nutritional Counseling | No charge |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | 50.00% |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $20.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $500.00 |
| Outpatient Rehabilitation Services | $20.00 |
| Prenatal and Postnatal Care | No charge |
| Private-Duty Nursing | 30.00% |
| Prosthetic Devices | 30.00% |
| Radiation | 30.00% |
| Reconstructive Surgery | 30.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $20.00 |
| Rehabilitative Speech Therapy | $20.00 |
| Routine Dental Services (Adult) | Not covered |
| Routine Eye Exam (Adult) | Not covered |
| Skilled Nursing Facility | $725.00 Copay per Stay |
| Substance Abuse Disorder Inpatient Services | $725.00 Copay per Stay |
| Substance Abuse Disorder Outpatient Services | $20.00 |
| Transplant | 30.00% |
| Treatment for Temporomandibular Joint Disorders | 30.00% |
| Weight Loss Programs | Not covered |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $35.00 |
Plan rules
Service area
This plan covers 1 geographic area.
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