KP CO Gold 3500/0/HSA
Kaiser Foundation Health Plan of Colorado · 2027 plan year
GoldHSA eligible
- Ind. deductible
- $3,500
- Family deductible
- $7,000
- Ind. OOP max
- $5,000
- Family OOP max
- $10,000
Compare with other Gold plans in CO
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More Kaiser Foundation Health Plan of Colorado plans in CO
Monthly premiums by age
Rating Area 1 — the lowest-priced of the 6 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $357 | $357 |
| 21 | $466 | $536 |
| 30 | $529 | $608 |
| 40 | $596 | $685 |
| 50 | $832 | $957 |
| 60 | $1,265 | $1,455 |
| 64 and over | $1,398 | $1,608 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No Charge after deductible |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | 15.00% Coinsurance after deductible |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 15.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 15.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 15.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | No Charge after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Preventive Drugs | No charge |
| Generic Drugs | No Charge after deductible |
| Medical Service Drugs | 15.00% Coinsurance after deductible |
| Non-Preferred Brand Drugs | 15.00% Coinsurance after deductible |
| Non-Preferred Generic Drugs | 15.00% Coinsurance after deductible |
| Preferred Brand Drugs | $25.00 Copay after deductible |
| Specialty Drugs | 15.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Intensive Outpatient for Mental/Behavioral Health | No Charge after deductible |
| Intensive Outpatient for Substance Use Disorder | No Charge after deductible |
| Mental Health Wellness Visit | No charge |
| Mental/Behavioral Health Inpatient Services | 15.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | No Charge after deductible |
| Mental/Behavioral Health Prenatal Care | No Charge after deductible |
| Office Visit - Mental/Behavioral Health | No Charge after deductible |
| Office Visit - Substance Use Disorder | No Charge after deductible |
| Partial Hospitalization for Mental/Behavioral Health | No Charge after deductible |
| Partial Hospitalization for Substance Use Disorder | No Charge after deductible |
| Postpartum Mental/Behavioral Health | No Charge after deductible |
| Postpartum Substance Use Disorder | No Charge after deductible |
| Residential Day Treatment for Mental/Behavioral Health | No Charge after deductible |
| Residential Day Treatment for Substance Use Disorder | No Charge after deductible |
| Substance Use Disorder Prenatal Care | No Charge after deductible |
| Telehealth Mental/Behavioral Health | No Charge after deductible |
| Telehealth Substance Use Disorder | No Charge after deductible |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | No Charge after deductible |
| Acupuncture | 15.00% Coinsurance after deductible |
| Allergy Testing | 15.00% Coinsurance after deductible |
| Applied Behavior Analysis Based Therapies | No Charge after deductible |
| Autism Spectrum Disorders - Assessment and Evaluation Services | No Charge after deductible |
| Bariatric Surgery | 15.00% Coinsurance after deductible |
| Basic Dental Care - Child | 50.00% Coinsurance after deductible |
| Chemotherapy | 15.00% Coinsurance after deductible |
| Chiropractic Care | 15.00% Coinsurance after deductible |
| Delivery and All Inpatient Services for Maternity Care | 15.00% Coinsurance after deductible |
| Dental Check-Up for Children | No Charge after deductible |
| Diabetes Education | No Charge after deductible |
| Diabetic Supplies | 20.00% |
| Dialysis | 15.00% Coinsurance after deductible |
| Durable Medical Equipment | 15.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 15.00% Coinsurance after deductible |
| Eye Glasses for Children | 15.00% Coinsurance after deductible |
| Gender Affirming Care | 15.00% Coinsurance after deductible |
| Habilitation Services | 15.00% Coinsurance after deductible |
| Hearing Aids | 15.00% Coinsurance after deductible |
| Home Health Care Services | 15.00% Coinsurance after deductible |
| Hospice Services | 15.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs) | 15.00% Coinsurance after deductible |
| Infertility Treatment | 15.00% Coinsurance after deductible |
| Infusion Therapy | 15.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 15.00% Coinsurance after deductible |
| Inpatient Rehabilitation | 15.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | 15.00% Coinsurance after deductible |
| Major Dental Care - Child | 50.00% Coinsurance after deductible |
| Nutritional Counseling | No Charge after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | 15.00% Coinsurance after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 15.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | 15.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | 15.00% Coinsurance after deductible |
| Private-Duty Nursing | 15.00% Coinsurance after deductible |
| Prosthetic Devices | 15.00% Coinsurance after deductible |
| Prosthetics: Legs and Arms | 15.00% Coinsurance after deductible |
| Prosthetics: Recreational | 15.00% Coinsurance after deductible |
| Radiation | 15.00% Coinsurance after deductible |
| Reconstructive Surgery | 15.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | 15.00% Coinsurance after deductible |
| Rehabilitative Occupational Therapy | 15.00% Coinsurance after deductible |
| Rehabilitative Physical Therapy | 15.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy | 15.00% Coinsurance after deductible |
| Routine Eye Exam for Children | No Charge after deductible |
| Skilled Nursing Facility | 15.00% Coinsurance after deductible |
| Standalone Laboratory | 15.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 15.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | No Charge after deductible |
| Telehealth PCP | No Charge after deductible |
| Telehealth Specialist | No Charge after deductible |
| Transplant | 15.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | 15.00% Coinsurance after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | 15.00% Coinsurance after deductible |
Service area
This plan covers 15 geographic areas.
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