Bronze Elite + PCP Saver Plus

Oscar Insurance Company · 2026 plan year

Expanded BronzeHSA eligible
Ind. medical deductible
$0
Rx deductible (separate)
$6,500
Family deductible
$0
Ind. OOP max
$10,150
Family OOP max
$20,300

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

More Oscar Insurance Company plans in MI

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$45.00

Specialist

BenefitIn-network
Specialist Visit$130.00

Hospital

BenefitIn-network
Emergency Room Services$2,000.00
Inpatient Hospital Services (e.g., Hospital Stay)$3000.00 Copay per Day
Outpatient Surgery Physician/Surgical Services$350.00
Urgent Care Centers or Facilities$80.00

Pharmacy

BenefitIn-network
Generic Drugs$3.00
Non-Preferred Brand Drugs50.00% Coinsurance after deductible
Preferred Brand Drugs$100.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$3000.00 Copay per Day
Mental/Behavioral Health Outpatient Services$130.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental DentalNot covered
AcupunctureNot covered
Allergy Testing$130.00
Bariatric Surgery$3,000.00
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy50.00%
Chiropractic Care$130.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$3,000.00
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis50.00%
Durable Medical Equipment50.00%
Emergency Transportation/Ambulance$2,000.00
Eye Glasses for Children50.00%
Gender Affirming Care$3,000.00
Habilitation Services$130.00
Hearing AidsNot covered
Home Health Care Services50.00%
Hospice Services50.00%
Imaging (CT/PET Scans, MRIs)$750.00
Infertility Treatment$1,200.00
Infusion Therapy50.00%
Inpatient Physician and Surgical Services$350.00
Laboratory Outpatient and Professional Services$50.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$45.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$45.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$1,200.00
Outpatient Rehabilitation Services$130.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices50.00%
Radiation50.00%
Reconstructive Surgery$3,000.00
Rehabilitative Occupational and Rehabilitative Physical Therapy$130.00
Rehabilitative Speech Therapy$130.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility$3000.00 Copay per Day
Specified Sex-trait Modification Procedures (SSTMP)$3,000.00
Substance Abuse Disorder Inpatient Services$3000.00 Copay per Day
Substance Abuse Disorder Outpatient Services$130.00
Transplant$3,000.00
Treatment for Temporomandibular Joint Disorders$1,200.00
Weight Loss Programs$45.00
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$130.00

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