Blue Plus Minnesota Value Gold HSA Plan 407
HMO Minnesota dba Blue Plus · 2027 plan year
GoldHSA eligible
- Ind. deductible
- $3,500
- Family deductible
- $10,500
- Ind. OOP max
- $6,000
- Family OOP max
- $12,000
Compare with other Gold plans in MN
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More HMO Minnesota dba Blue Plus plans in MN
Monthly premiums by age
Rating Area 9
| Age | Individual |
|---|---|
| Under 15 | $436 |
| 21 | $490 |
| 30 | $556 |
| 40 | $626 |
| 50 | $875 |
| 60 | $1,330 |
| 64 and over | $1,470 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | 5.00% Coinsurance after deductible |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | 5.00% Coinsurance after deductible |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 5.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 5.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 5.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | 5.00% Coinsurance after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | 5.00% Coinsurance after deductible |
| Non-Preferred Brand Drugs | 20.00% Coinsurance after deductible |
| Preferred Brand Drugs | 5.00% Coinsurance after deductible |
| Specialty Drugs | 20.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | 5.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | 5.00% Coinsurance after deductible |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | 5.00% Coinsurance after deductible |
| Accidental Dental | 5.00% Coinsurance after deductible |
| Allergy Testing | 5.00% Coinsurance after deductible |
| Chemotherapy | 5.00% Coinsurance after deductible |
| Chiropractic Care | 5.00% Coinsurance after deductible |
| Delivery and All Inpatient Services for Maternity Care | 5.00% Coinsurance after deductible |
| Diabetes Education | 5.00% Coinsurance after deductible |
| Dialysis | 5.00% Coinsurance after deductible |
| Durable Medical Equipment | 5.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 5.00% Coinsurance after deductible |
| Eye Glasses for Children | 5.00% Coinsurance after deductible |
| Habilitation Services | 5.00% Coinsurance after deductible |
| Hearing Aids | 5.00% Coinsurance after deductible |
| Home Health Care Services | 5.00% Coinsurance after deductible |
| Hospice Services | 5.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs) | 5.00% Coinsurance after deductible |
| Infusion Therapy | 5.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 5.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | 5.00% Coinsurance after deductible |
| Nutritional Counseling | 5.00% Coinsurance after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | 5.00% Coinsurance after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 5.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | 5.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | No charge |
| Prosthetic Devices | 5.00% Coinsurance after deductible |
| Radiation | 5.00% Coinsurance after deductible |
| Reconstructive Surgery | 5.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | 5.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy | 5.00% Coinsurance after deductible |
| Routine Eye Exam for Children | No charge |
| Skilled Nursing Facility | 5.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 5.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | 5.00% Coinsurance after deductible |
| Transplant | 5.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | 5.00% Coinsurance after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | 5.00% Coinsurance after deductible |
Service area
This plan covers 8 geographic areas.
Open enrollment coming up?
Get notified when it opens — we'll remind you so you don't miss your window.