Sharp Direct Advantage Gold (HMO)

SHARP HEALTH PLAN · 2026 plan year

Plan ID H5386-003-000

HMO★ 3.5 CMS Stars
MOOP (in-network)
$2,900
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

Plan information

Contract / Plan / Segment
H5386-003-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$350/yr
Also owed
Your Medicare Part B premium, paid separately

More SHARP HEALTH PLAN plans in CA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$10

Hospital

BenefitIn-network
Inpatient Hospital — Acute$250/day for days 1–7, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$250/day for days 1–7, $0 after
Worldwide Urgent Care Coverage$150

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$20
Mental Health — Group Sessions$20
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Opioid Treatment Program Services$20
Diabetic SuppliesNo charge
Home Health ServicesNo charge
Ambulance ServicesSee plan details
Intensive Outpatient Program (IOP)$20
Skilled Nursing Facility (SNF)$0/day for days 1–20, $125/day for days 21–41, $0 after
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$20
Intensive Cardiac Rehabilitation — Additional Sessions$20
Pulmonary Rehabilitation — Additional Sessions$20
Supervised Exercise Therapy (SET)$10
Emergency Services$150
Urgently Needed Services$30
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$150
Worldwide Emergency Transportation$250
Partial Hospitalization Program$20
Primary Care Physician Services$5
Chiropractic Services$10
Chiropractic ServicesSee plan details
Occupational Therapy Services$30
Physician Specialist Services$20
Podiatry Services$30
Other Health Care Professional Services$10-$20
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$20
Psychiatric Services — Group Sessions$20
Physical Therapy & Speech-Language Pathology$30
Additional Telehealth Services (Part B)$5
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests15% coinsurance
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$75
Therapeutic Radiology$60
X-Ray Services$10
Outpatient Hospital Services$20-$225
Hospital Observation Services$250 per stay
Ambulatory Surgical Center (ASC)$225
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$20
Substance Abuse — Group Sessions$20
Outpatient Blood ServicesNo charge
Ground Ambulance$250
Air Ambulance$250
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services20% coinsurance
Acupuncture$10
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Health EducationNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$35
Vision — Eye Exams$0-$20
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — Exams$5
Hearing — ExamsSee plan details
Hearing — Routine Exams$5
Hearing — Fitting & Evaluation for Hearing Aid$5
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge
Hearing — OTC Hearing AidsNo charge

Service area

  • CA: 1 county

Reviewing your Medicare coverage for 2027?

Plans change every year. Leave your email and we'll let you know when Medicare open enrollment opens.