KP HI Silver 4000 Ded/600 Rx Ded

Kaiser Permanente · 2026 plan year

Silver
Ind. medical deductible
$750
Rx deductible (separate)
$0
Family deductible
$1,500
Ind. OOP max
$3,100
Family OOP max
$6,200

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room Services20.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)20.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services20.00% Coinsurance after deductible
Urgent Care Centers or Facilities$20.00

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Generic Drugs Maintenance$3.00
Non-Preferred Brand Drugs50.00%
Preferred Brand Drugs50.00%
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services20.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Abortion for Which Public Funding is Prohibited20.00% Coinsurance after deductible
Accidental Dental20.00% Coinsurance after deductible
Active & Fit$200.00
AcupunctureNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Allergy Testing$20.00
Bariatric Surgery20.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy20.00%
Chiropractic CareNot covered
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care20.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education$20.00
Dialysis20.00%
Durable Medical Equipment20.00%
Emergency Transportation/Ambulance20.00%
Eye Glasses for ChildrenNo charge
Habilitation Services$20.00
Hearing Aids60.00%
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$250.00
Infertility Treatment$20.00 + 20.00%
Infusion Therapy20.00%
Inpatient Physician and Surgical Services20.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$20.00
Long-Term/Custodial Nursing Home CareNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)20.00% Coinsurance after deductible
Outpatient Rehabilitation Services$20.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation20.00%
Reconstructive Surgery20.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$20.00
Rehabilitative Speech Therapy$20.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$20.00
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility20.00% Coinsurance after deductible
Specialty Laboratory Services$250.00
Substance Abuse Disorder Inpatient Services20.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$20.00
Testing Services$15.00
Transplant20.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders20.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$20.00

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