Blue Cross Medicare Advantage Freedom Blue (PPO)

BCBSM, Inc. · 2026 plan year

Plan ID H5959-018-000

Local PPO★ 4.5 CMS Stars
MOOP (in-network)
$5,500
MOOP (combined)
$8,800
Monthly premium
$0/mo
Prescription drugs
Not included

This plan in 2027

Plan information

Contract / Plan / Segment
H5959-018-000
Medical deductible
$0 — no deductible
Also owed
Your Medicare Part B premium, paid separately

More BCBSM, Inc. plans in MN

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$200/day for days 1–7, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$200/day for days 1–7, $0 after
Worldwide Urgent Care Coverage$130

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Supplemental Health BenefitsSee plan details
Mental Health — Individual SessionsNo charge
Mental Health — Group SessionsNo charge

Other

BenefitIn-network
Cardiac & Pulmonary RehabilitationSee plan details
Worldwide Emergency Transportation20% coinsurance
Physician Specialist Services$40
Diagnostic Tests & Lab ServicesSee plan details
Outpatient Substance Abuse ServicesSee plan details
Prosthetics & OrthoticsSee plan details
Diabetic Supplies & ServicesSee plan details
Kidney Disease Education ServicesNo charge
Chiropractic ServicesSee plan details
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional Sessions$15
Supervised Exercise Therapy (SET)$5
Medicare-Covered Preventive ServicesSee plan details
Emergency Services$130
Urgently Needed Services$35
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$40
Podiatry Services$40
Other Health Care Professional Services$10-$15
Psychiatric ServicesSee plan details
Psychiatric Services — Individual SessionsNo charge
Psychiatric Services — Group SessionsNo charge
Physical Therapy & Speech-Language Pathology$40
Additional Telehealth Services (Part B)$0-$40
Opioid Treatment Program Services$40
Diagnostic Procedures & Tests$0-$20
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$200
Therapeutic Radiology20% coinsurance
X-Ray ServicesNo charge
Outpatient Hospital Services$10-$350
Hospital Observation Services$350 per stay
Ambulatory Surgical Center (ASC)$300
Substance Abuse — Individual SessionsNo charge
Substance Abuse — Group SessionsNo charge
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$250
Air Ambulance$250
Durable Medical Equipment (DME)20%-30% coinsurance
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services20% coinsurance
Acupuncture$15
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Annual Physical ExamNo charge
Health EducationNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Counseling ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$0-$35
Dental — Medicare-Covered Services$30
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative Services20% coinsurance
Dental — Endodontics (Root Canal)20% coinsurance
Dental — Periodontics (Gum Care)0%-20% coinsurance
Dental — Removable Prosthodontics (Dentures)20% coinsurance
Dental — Fixed Prosthodontics (Bridges)20% coinsurance
Dental — Oral & Maxillofacial Surgery20% coinsurance
Dental — Adjunctive General Services0%-20% coinsurance
Vision — Eye ExamsNo charge
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$599-$899
Diabetic SuppliesNo charge

Service area

  • MN: 66 counties

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