Standard Expanded Bronze with Atrium Health + Vision + Adult Dental

Ambetter of North Carolina · 2026 plan year

Expanded BronzeHSA eligible
Ind. deductible
$7,500
Family deductible
$15,000
Ind. OOP max
$10,000
Family OOP max
$20,000

Compare with other Expanded Bronze plans in NC

Side by side: deductibles, out-of-pocket limits and copays.

More Ambetter of North Carolina plans in NC

Monthly premiums by age

Rating Area 6 — the lowest-priced of the 4 areas this plan covers. Premiums differ by area.

AgeIndividualIndividual + tobacco
Under 15$261$261
21$341$392
30$387$445
40$436$501
50$609$701
60$926$1,065
64 and over$1,023$1,177

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$50.00

Specialist

BenefitIn-network
Specialist Visit$100.00

Hospital

BenefitIn-network
Emergency Room Services50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)50.00% Coinsurance after deductible
Mental/Behavioral Health Emergency Room50.00% Coinsurance after deductible
Mental/Behavioral Health Urgent Care$50.00
Outpatient Surgery Physician/Surgical Services50.00% Coinsurance after deductible
Substance Use Disorder Emergency Room50.00% Coinsurance after deductible
Substance Use Disorder Urgent Care$50.00
Urgent Care Centers or Facilities$75.00

Pharmacy

BenefitIn-network
Generic Drugs$25.00
Non-Preferred Brand Drugs$100.00 Copay after deductible
Preferred Brand Drugs$50.00 Copay after deductible
Specialty Drugs$500.00 Copay after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Emergency Transportation/Ambulance50.00% Coinsurance after deductible
Mental/Behavioral Health ER Physician Fee50.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Other Services50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$50.00
Substance Use Disorder Emergency Transportation/Ambulance50.00% Coinsurance after deductible
Substance Use Disorder ER Physician Fee50.00% Coinsurance after deductible
Substance Use Disorder Outpatient Other Services50.00% Coinsurance after deductible

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental50.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$100.00
Bariatric Surgery50.00% Coinsurance after deductible
Basic Dental Care - Adult50.00%
Basic Dental Care - ChildNot covered
Chemotherapy50.00% Coinsurance after deductible
Chiropractic Care$100.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care50.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education$100.00
Dialysis50.00% Coinsurance after deductible
Durable Medical Equipment50.00% Coinsurance after deductible
Emergency Transportation/Ambulance50.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services$50.00
Hearing Aids50.00% Coinsurance after deductible
Home Health Care Services50.00% Coinsurance after deductible
Hospice Services50.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)50.00% Coinsurance after deductible
Infertility Treatment50.00% Coinsurance after deductible
Infusion Therapy50.00% Coinsurance after deductible
Inpatient Physician and Surgical Services50.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services50.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50.00%
Major Dental Care - ChildNot covered
Nutritional Counseling$100.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$50.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)50.00% Coinsurance after deductible
Outpatient Rehabilitation Services$50.00
Prenatal and Postnatal Care$50.00
Private-Duty Nursing50.00% Coinsurance after deductible
Prosthetic Devices50.00% Coinsurance after deductible
Radiation50.00% Coinsurance after deductible
X-rays and Diagnostic Imaging50.00% Coinsurance after deductible
Reconstructive Surgery50.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$50.00
Rehabilitative Speech Therapy$50.00
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$100.00
Skilled Nursing Facility50.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$50.00
Transplant50.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders50.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge

Plan rules

Service area

This plan covers 16 geographic areas.

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