Standard Gold Child Only, Gold, ST, INN, IHC Network Marketplace
IHBC · 2026 plan year
GoldChild-only plan — for enrollees under 21
- Ind. medical deductible
- $775
- Rx deductible (separate)
- $0
- Family deductible
- $1,550
- Ind. OOP max
- $10,150
- Family OOP max
- $20,300
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Only children can enroll in this plan, so its premium is a child’s premium. It is not counted in the cheapest or “from” prices we quote for adults.
Compare with other Gold plans in NY
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More IHBC plans in NY
Standard, Platinum, ST, INN, IHC Network Marketplace, Dep25Standard, Platinum, ST, INN, IHC Network Marketplace, Dep29Standard Platinum Child Only, Platinum, ST, INN, IHC Network MarketplaceStandard, Gold, ST, INN, IHC Network Marketplace, Dep25Standard, Silver, ST, INN, IHC Network Marketplace, Dep25
Monthly premiums by age
Rating Area 2
| Age | Individual |
|---|---|
| Under 15 | $545 |
| 21 | $545 |
| 30 | $545 |
| 40 | $545 |
| 50 | $545 |
| 60 | $545 |
| 64 and over | $545 |
Live premium estimate
Service area
This plan covers 8 geographic areas.
Open enrollment coming up?
Get notified when it opens — we'll remind you so you don't miss your window.