Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
KP CO Silver 2500/35
Kaiser Foundation Health Plan of Colorado · 2027 plan year
Silver
- Ind. medical deductible
- $2,500
- Rx deductible (separate)
- $1,000
- Family deductible
- $5,000
- Ind. OOP max
- $10,250
- Family OOP max
- $20,500
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Other cost-sharing reduction variants for this plan:
More Kaiser Foundation Health Plan of Colorado plans in CO
Monthly premiums by age
Rating Area 1 — the lowest-priced of the 6 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $378 | $378 |
| 21 | $494 | $568 |
| 30 | $561 | $645 |
| 40 | $631 | $726 |
| 50 | $882 | $1,015 |
| 60 | $1,341 | $1,542 |
| 64 and over | $1,482 | $1,705 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $35.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $65.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 35.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 35.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 35.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | $100.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Specialty Drugs | 35.00% Coinsurance after deductible |
| Generic Drugs | $20.00 |
| Medical Service Drugs | 35.00% Coinsurance after deductible |
| Non-Preferred Brand Drugs | 35.00% Coinsurance after deductible |
| Non-Preferred Generic Drugs | 35.00% Coinsurance after deductible |
| Preferred Brand Drugs | $85.00 Copay after deductible |
| Preventive Drugs | No charge |
Mental Health
| Benefit | In-network |
|---|---|
| Intensive Outpatient for Mental/Behavioral Health | No charge |
| Intensive Outpatient for Substance Use Disorder | No charge |
| Mental Health Wellness Visit | No charge |
| Mental/Behavioral Health Inpatient Services | 35.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | $35.00 |
| Mental/Behavioral Health Prenatal Care | $35.00 |
| Office Visit - Mental/Behavioral Health | $35.00 |
| Office Visit - Substance Use Disorder | $35.00 |
| Partial Hospitalization for Mental/Behavioral Health | No charge |
| Partial Hospitalization for Substance Use Disorder | No charge |
| Postpartum Mental/Behavioral Health | $35.00 |
| Postpartum Substance Use Disorder | $35.00 |
| Residential Day Treatment for Mental/Behavioral Health | No charge |
| Residential Day Treatment for Substance Use Disorder | No charge |
| Substance Use Disorder Prenatal Care | $35.00 |
| Telehealth Mental/Behavioral Health | No charge |
| Telehealth Substance Use Disorder | No charge |
Other
| Benefit | In-network |
|---|---|
| Standalone Laboratory | $35.00 |
| Abortion for Which Public Funding is Prohibited | No charge |
| Acupuncture | $50.00 |
| Allergy Testing | $65.00 |
| Applied Behavior Analysis Based Therapies | $35.00 |
| Autism Spectrum Disorders - Assessment and Evaluation Services | $35.00 |
| Bariatric Surgery | 35.00% Coinsurance after deductible |
| Basic Dental Care - Child | 50.00% Coinsurance after deductible |
| Chemotherapy | 35.00% Coinsurance after deductible |
| Chiropractic Care | $50.00 |
| Delivery and All Inpatient Services for Maternity Care | 35.00% Coinsurance after deductible |
| Dental Check-Up for Children | No Charge after deductible |
| Diabetes Education | $35.00 |
| Diabetic Supplies | 20.00% |
| Dialysis | 35.00% Coinsurance after deductible |
| Durable Medical Equipment | 35.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 35.00% Coinsurance after deductible |
| Eye Glasses for Children | 50.00% |
| Gender Affirming Care | 35.00% Coinsurance after deductible |
| Habilitation Services | $50.00 |
| Hearing Aids | 35.00% Coinsurance after deductible |
| Home Health Care Services | 35.00% Coinsurance after deductible |
| Hospice Services | No charge |
| Imaging (CT/PET Scans, MRIs) | $500.00 |
| Infertility Treatment | 35.00% Coinsurance after deductible |
| Infusion Therapy | 35.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 35.00% Coinsurance after deductible |
| Inpatient Rehabilitation | 35.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | $35.00 |
| Major Dental Care - Child | 50.00% Coinsurance after deductible |
| Nutritional Counseling | $35.00 |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $65.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 35.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | $50.00 |
| Prenatal and Postnatal Care | 35.00% Coinsurance after deductible |
| Private-Duty Nursing | 35.00% Coinsurance after deductible |
| Prosthetic Devices | 35.00% Coinsurance after deductible |
| Prosthetics: Legs and Arms | 20.00% |
| Prosthetics: Recreational | 20.00% |
| Radiation | 35.00% Coinsurance after deductible |
| Reconstructive Surgery | 35.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $50.00 |
| Rehabilitative Occupational Therapy | $50.00 |
| Rehabilitative Physical Therapy | $50.00 |
| Rehabilitative Speech Therapy | $50.00 |
| Routine Eye Exam for Children | $35.00 |
| Skilled Nursing Facility | 35.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 35.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | $35.00 |
| Telehealth PCP | No charge |
| Telehealth Specialist | No charge |
| Transplant | 35.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | 35.00% Coinsurance after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | 35.00% Coinsurance after deductible |
Service area
This plan covers 15 geographic areas.
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