Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health

Blue Cross and Blue Shield of NC

Silver
Ind. deductible
$3,000
Family deductible
$3,000
Ind. OOP max
$10,600
Family OOP max
$10,600

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$545
30$619
40$697
50$974
60$1,480

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$45.00

Specialist

BenefitIn-network
Specialist Visit$90.00

Hospital

BenefitIn-network
Emergency Room Services40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)50.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical ServicesNo charge
Urgent Care Centers or Facilities$25.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs$80.00 Copay after deductible
Preferred Brand DrugsNo charge
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services40.00%
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Basic Dental Care - AdultNot covered
Bariatric SurgeryNo charge
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental40.00% Coinsurance after deductible
AcupunctureNot covered
Allergy TestingNo charge
Basic Dental Care - Child50.00% Coinsurance after deductible
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care$25.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care40.00%
Dental Check-Up for ChildrenNo charge
Diabetes Education$45.00
Dialysis50.00% Coinsurance after deductible
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance50.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Habilitation Services$25.00
Hearing Aids40.00% Coinsurance after deductible
Home Health Care Services50.00% Coinsurance after deductible
Hospice Services40.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)50.00% Coinsurance after deductible
Infertility Treatment$90.00
Infusion Therapy50.00% Coinsurance after deductible
Inpatient Physician and Surgical Services50.00% Coinsurance after deductible
Laboratory Outpatient and Professional ServicesNo charge
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child50.00% Coinsurance after deductible
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)50.00% Coinsurance after deductible
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal Care50.00% Coinsurance after deductible
Private-Duty NursingNo charge
Prosthetic DevicesNot covered
Radiation40.00% Coinsurance after deductible
Reconstructive SurgeryNo charge
Rehabilitative Occupational and Rehabilitative Physical Therapy$20.00
Rehabilitative Speech Therapy$90.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$90.00
Sex-Trait Modification40.00%
Skilled Nursing Facility40.00%
Substance Abuse Disorder Inpatient Services40.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$5.00
Tier 2 Rx$30.00 Copay after deductible
Transplant50.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNo charge
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging50.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 1 geographic area.