CHRISTUS Catastrophic (3 Free PCP visits)
CHRISTUS Health Plan · 2026 plan year
CatastrophicHSA eligible
- Ind. deductible
- $10,600
- Family deductible
- $21,200
- Ind. OOP max
- $10,600
- Family OOP max
- $21,200
Compare with other Catastrophic plans in TX
Side by side: deductibles, out-of-pocket limits and copays.
Other cost-sharing reduction variants for this plan:
More CHRISTUS Health Plan plans in TX
Monthly premiums by age
Rating Area 15 — the lowest-priced of the 10 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $192 | $192 |
| 21 | $251 | $376 |
| 30 | $285 | $427 |
| 40 | $320 | $481 |
| 50 | $448 | $672 |
| 60 | $680 | $1,021 |
| 64 and over | $752 | $1,128 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No Charge after deductible |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | No Charge after deductible |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | No Charge after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | No Charge after deductible |
| Outpatient Surgery Physician/Surgical Services | No Charge after deductible |
| Urgent Care Centers or Facilities | No Charge after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | No Charge after deductible |
| Non-Preferred Brand Drugs | No Charge after deductible |
| Off Label Prescription Drugs | No Charge after deductible |
| Preferred Brand Drugs | No Charge after deductible |
| Prescription Drugs Other | No Charge after deductible |
| Specialty Drugs | No Charge after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | No Charge after deductible |
| Mental/Behavioral Health Outpatient Services | No Charge after deductible |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | Not covered |
| Accidental Dental | No Charge after deductible |
| Acupuncture | Not covered |
| Allergy Testing | No Charge after deductible |
| Autism Spectrum Disorders | No Charge after deductible |
| Bariatric Surgery | Not covered |
| Basic Dental Care - Adult | Not covered |
| Basic Dental Care - Child | 20.00% |
| Brain Injury | No Charge after deductible |
| Chemotherapy | No Charge after deductible |
| Chiropractic Care | No Charge after deductible |
| Cosmetic Surgery | Not covered |
| Delivery and All Inpatient Services for Maternity Care | No Charge after deductible |
| Dental Check-Up for Children | No charge |
| Diabetes Care Management | No Charge after deductible |
| Diabetes Education | No charge |
| Dialysis | No Charge after deductible |
| Durable Medical Equipment | No Charge after deductible |
| Emergency Transportation/Ambulance | No Charge after deductible |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | Not covered |
| Habilitation Services | No Charge after deductible |
| Hearing Aids | No Charge after deductible |
| Home Health Care Services | No Charge after deductible |
| Hospice Services | No Charge after deductible |
| Imaging (CT/PET Scans, MRIs) | No Charge after deductible |
| Infertility Treatment | Not covered |
| Infusion Therapy | No Charge after deductible |
| Inherited Metabolic Disorder - PKU | No Charge after deductible |
| Inpatient Physician and Surgical Services | No Charge after deductible |
| Laboratory Outpatient and Professional Services | No Charge after deductible |
| Long-Term/Custodial Nursing Home Care | Not covered |
| Major Dental Care - Adult | Not covered |
| Major Dental Care - Child | 50.00% |
| Nutritional Counseling | Not covered |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | 50.00% |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | No Charge after deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | No Charge after deductible |
| Outpatient Rehabilitation Services | No Charge after deductible |
| Pediatric Services Other | No Charge after deductible |
| Post-Mastectomy Care | No Charge after deductible |
| Prenatal and Postnatal Care | No Charge after deductible |
| Private-Duty Nursing | Not covered |
| Prosthetic Devices | No Charge after deductible |
| Radiation | No Charge after deductible |
| Reconstructive Surgery | No Charge after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | No Charge after deductible |
| Rehabilitative Speech Therapy | No Charge after deductible |
| Routine Dental Services (Adult) | Not covered |
| Routine Eye Exam (Adult) | Not covered |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | Not covered |
| Skilled Nursing Facility | No Charge after deductible |
| Substance Abuse Disorder Inpatient Services | No Charge after deductible |
| Substance Abuse Disorder Outpatient Services | No Charge after deductible |
| Transplant | No Charge after deductible |
| Transplant Donor Coverage | No Charge after deductible |
| Treatment for Temporomandibular Joint Disorders | No Charge after deductible |
| Weight Loss Programs | Not covered |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | No Charge after deductible |
Plan rules
Service area
This plan covers 38 geographic areas. One of them is covered only in part, meaning specific ZIP codes rather than the whole county. The filing does not list which, so confirm with the insurer or on HealthCare.gov before enrolling.
Open enrollment coming up?
Get notified when it opens — we'll remind you so you don't miss your window.