UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)

UnitedHealthcare · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$1,800
Family OOP max
$3,600

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$1.00

Specialist

BenefitIn-network
Specialist Visit$15.00

Hospital

BenefitIn-network
Emergency Room Services40.00%
Inpatient Hospital Services (e.g., Hospital Stay)15.00%
Outpatient Surgery Physician/Surgical Services15.00%
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$2.00
Non-Preferred Brand Drugs40.00%
Preferred Brand Drugs$40.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services15.00%
Mental/Behavioral Health Outpatient Services$1.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental15.00%
AcupunctureNot covered
Allergy TestingNot covered
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child15.00%
Chemotherapy15.00%
Chiropractic Care15.00%
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care15.00%
Dental Check-Up for ChildrenNo charge
Diabetes Education15.00%
Dialysis15.00%
Durable Medical Equipment15.00%
Emergency Transportation/Ambulance40.00%
Eye Glasses for Children15.00%
Gender Affirming Care15.00%
Habilitation Services15.00%
Hearing Aids15.00%
Home Health Care Services15.00%
Hospice Services15.00%
Imaging (CT/PET Scans, MRIs)15.00%
Infertility TreatmentNot covered
Infusion Therapy15.00%
Inpatient Physician and Surgical Services15.00%
Laboratory Outpatient and Professional Services$3.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child15.00%
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)15.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)15.00%
Outpatient Rehabilitation Services15.00%
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices15.00%
Radiation15.00%
Reconstructive Surgery15.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy15.00%
Rehabilitative Speech Therapy15.00%
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility15.00%
Substance Abuse Disorder Inpatient Services15.00%
Substance Abuse Disorder Outpatient Services$1.00
Transplant15.00%
Treatment for Temporomandibular Joint Disorders15.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging15.00%

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