Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.

Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs

Sendero Health Plans, Local Nonprofit · 2026 plan year

Silver
Ind. deductible
$4,250
Family deductible
$8,500
Ind. OOP max
$7,750
Family OOP max
$15,500

More Sendero Health Plans, Local Nonprofit plans in TX

Monthly premiums by age

Rating Area 3

AgeIndividualIndividual + tobacco
Under 15$374$374
21$489$513
30$555$636
40$625$784
50$873$1,189
60$1,327$1,948
64 and over$1,467$2,201

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationSee plan details
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$60.00 Copay after deductible

Hospital

BenefitIn-network
Emergency Room Services$350.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$500.00 Copay per Stay after deductible
Outpatient Surgery Physician/Surgical Services40.00% Coinsurance after deductible
Urgent Care Centers or Facilities$60.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$80.00 Copay after deductible
Off Label Prescription Drugs20.00% Coinsurance after deductible
Preferred Brand Drugs$40.00 Copay after deductible
Prescription Drugs Other20.00% Coinsurance after deductible
Specialty Drugs30.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental Health Other20.00% Coinsurance after deductible
Mental/Behavioral Health Inpatient Services$500.00 Copay per Stay after deductible
Mental/Behavioral Health Outpatient Services20.00% Coinsurance after deductible

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental20.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing20.00% Coinsurance after deductible
Autism Spectrum Disorders20.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child20.00% Coinsurance after deductible
Brain Injury20.00% Coinsurance after deductible
Cardiovascular Disease20.00% Coinsurance after deductible
Chemotherapy20.00% Coinsurance after deductible
Chiropractic Care$60.00 Copay after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$500.00 Copay after deductible
Dental Check-Up for Children20.00% Coinsurance after deductible
Diabetes Care Management20.00% Coinsurance after deductible
Diabetes Education20.00% Coinsurance after deductible
Dialysis20.00% Coinsurance after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Emergency Transportation/Ambulance$350.00 Copay after deductible
Eye Glasses for Children20.00% Coinsurance after deductible
Habilitation Services20.00% Coinsurance after deductible
Hearing Aids20.00% Coinsurance after deductible
Home Health Care ServicesNo charge
Hospice Services20.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)25.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy20.00% Coinsurance after deductible
Inherited Metabolic Disorder - PKU20.00% Coinsurance after deductible
Inpatient Physician and Surgical Services30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$30.00 Copay after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child20.00% Coinsurance after deductible
Mammography$250.00 Copay after deductible
Nutritional Counseling$5.00
Orthodontia - AdultNot covered
Orthodontia - Child20.00% Coinsurance after deductible
Osteoporosis20.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)40.00% Coinsurance after deductible
Outpatient Rehabilitation Services$65.00 Copay after deductible
Pediatric Services Other20.00% Coinsurance after deductible
Well Baby Visits and CareSee plan details
Post-Mastectomy Care20.00% Coinsurance after deductible
Prenatal and Postnatal Care$10.00
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation20.00% Coinsurance after deductible
Reconstructive Surgery30.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$60.00 Copay after deductible
Rehabilitative Speech Therapy$60.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$45.00
Routine Foot Care$45.00
Skilled Nursing Facility$300.00 Copay per Stay after deductible
Substance Abuse Disorder Inpatient Services$500.00 Copay per Stay after deductible
Substance Abuse Disorder Outpatient Services20.00% Coinsurance after deductible
Transplant20.00% Coinsurance after deductible
Transplant Donor Coverage20.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders20.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
X-rays and Diagnostic Imaging$30.00 Copay after deductible

Service area

This plan covers 8 geographic areas.

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