UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)

UnitedHealthcare · 2026 plan year

Gold

Ind. deductible: $500
Family deductible: $1,000
Ind. OOP max: $9,000
Family OOP max: $18,000

Compare with other Gold plans in FL

Side by side: deductibles, out-of-pocket limits and copays.

Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Wellpoint · Deductible $800 · Out-of-pocket max $9,000
Everyday GoldAmbetter Health · Deductible $800 · Out-of-pocket max $7,250
Everyday Gold + Vision + Adult DentalAmbetter Health · Deductible $800 · Out-of-pocket max $7,250

Compare 4 plans Browse all Gold plans in FL

Other cost-sharing reduction variants for this plan:

Limited Cost Sharing Plan Variation Standard Gold Off Exchange Plan Zero Cost Sharing Plan Variation

More UnitedHealthcare plans in FL

UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)

Monthly premiums by age

Rating Area 35 — the lowest-priced of the 32 areas this plan covers. Premiums differ by area.

Age	Individual	Individual + tobacco
Under 15	$513	$513
21	$670	$704
30	$761	$837
40	$857	$942
50	$1,197	$1,437
60	$1,819	$2,183
64 and over	$2,011	$2,413

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$20.00

Specialist

Benefit	In-network
Specialist Visit	$50.00

Hospital

Benefit	In-network
Emergency Room Services	$500.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	35.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services	$75.00 Copay after deductible
Urgent Care Centers or Facilities	$50.00

Pharmacy

Benefit	In-network
Generic Drugs	$1.00
Non-Preferred Brand Drugs	30.00% Coinsurance after deductible
Preferred Brand Drugs	$50.00
Specialty Drugs	40.00% Coinsurance after deductible

Mental Health

Benefit	In-network
Mental/Behavioral Health Inpatient Services	35.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services	$20.00

Other

Benefit	In-network
Chemotherapy	$500.00 Copay after deductible
Allergy Testing	35.00% Coinsurance after deductible
Bariatric Surgery	Not covered
Basic Dental Care - Child	35.00% Coinsurance after deductible
Basic Dental Care - Adult	50.00%
Abortion for Which Public Funding is Prohibited	Not covered
Accidental Dental	35.00% Coinsurance after deductible
Acupuncture	Not covered
Chiropractic Care	35.00% Coinsurance after deductible
Cosmetic Surgery	Not covered
Delivery and All Inpatient Services for Maternity Care	35.00% Coinsurance after deductible
Dental Check-Up for Children	No charge
Diabetes Education	35.00% Coinsurance after deductible
Dialysis	$300.00 Copay after deductible
Durable Medical Equipment	35.00% Coinsurance after deductible
Emergency Transportation/Ambulance	$500.00 Copay after deductible
Eye Glasses for Children	35.00% Coinsurance after deductible
Gender Affirming Care	$300.00 Copay after deductible
Habilitation Services	$50.00 Copay after deductible
Hearing Aids	Not covered
Home Health Care Services	35.00% Coinsurance after deductible
Hospice Services	35.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)	$200.00 Copay after deductible
Infertility Treatment	Not covered
Infusion Therapy	$75.00 Copay after deductible
Inpatient Physician and Surgical Services	No charge
Laboratory Outpatient and Professional Services	$10.00
Long-Term/Custodial Nursing Home Care	Not covered
Major Dental Care - Adult	50.00%
Major Dental Care - Child	35.00% Coinsurance after deductible
Skilled Nursing Facility	35.00% Coinsurance after deductible
Nutritional Counseling	35.00% Coinsurance after deductible
Orthodontia - Adult	Not covered
Orthodontia - Child	50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)	35.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	$300.00 Copay after deductible
Outpatient Rehabilitation Services	$50.00 Copay after deductible
Prenatal and Postnatal Care	No charge
Private-Duty Nursing	Not covered
Prosthetic Devices	35.00% Coinsurance after deductible
Radiation	$75.00 Copay after deductible
Reconstructive Surgery	$300.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	$50.00 Copay after deductible
Rehabilitative Speech Therapy	$50.00 Copay after deductible
Routine Dental Services (Adult)	No charge
Routine Eye Exam (Adult)	No charge
Routine Eye Exam for Children	No charge
Routine Foot Care	Not covered
Substance Abuse Disorder Inpatient Services	35.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services	$20.00
Transplant	35.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders	35.00% Coinsurance after deductible
Weight Loss Programs	Not covered
Well Baby Visits and Care	No charge
X-rays and Diagnostic Imaging	$35.00 Copay after deductible