UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)

UnitedHealthcare · 2027 plan year

Silver
Ind. deductible
No deductible
Family deductible
$0
Ind. OOP max
$4,000
Family OOP max
$8,000

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$1.00

Specialist

BenefitIn-network
Specialist Visit$15.00

Hospital

BenefitIn-network
Emergency Room Services$150.00
Inpatient Hospital Services (e.g., Hospital Stay)$500.00 Copay per Day
Outpatient Surgery Physician/Surgical Services$25.00
Urgent Care Centers or Facilities$20.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs40.00%
Preferred Brand Drugs$12.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$500.00 Copay per Day
Mental/Behavioral Health Outpatient Services$1.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental5.00%
AcupunctureNot covered
Allergy Testing5.00%
Bariatric SurgeryNot covered
Basic Dental Care - Adult50.00%
Basic Dental Care - Child5.00%
Chemotherapy$150.00
Chiropractic Care5.00%
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$500.00
Dental Check-Up for ChildrenNo charge
Diabetes Education5.00%
Dialysis$100.00
Durable Medical Equipment5.00%
Emergency Transportation/Ambulance$150.00
Eye Glasses for Children5.00%
Habilitation Services$15.00
Hearing AidsNot covered
Home Health Care Services5.00%
Hospice Services5.00%
Imaging (CT/PET Scans, MRIs)$20.00
Infertility TreatmentNot covered
Infusion Therapy$50.00
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$5.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - Adult50.00%
Major Dental Care - Child5.00%
Nutritional Counseling5.00%
Orthodontia - AdultNot covered
Orthodontia - Child50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)5.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$75.00
Outpatient Rehabilitation Services$15.00
Prenatal and Postnatal CareNo charge
Private-Duty Nursing5.00%
Prosthetic Devices5.00%
Radiation$50.00
Reconstructive Surgery$75.00
Rehabilitative Occupational and Rehabilitative Physical Therapy$15.00
Rehabilitative Speech Therapy$15.00
Routine Dental Services (Adult)No charge
Routine Eye Exam (Adult)No charge
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility$500.00 Copay per Day
Substance Abuse Disorder Inpatient Services$500.00 Copay per Day
Substance Abuse Disorder Outpatient Services$1.00
Transplant$500.00
Treatment for Temporomandibular Joint Disorders5.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$5.00

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