Blue Home Gold Standard A | with Novant Health

Blue Cross and Blue Shield of NC

Gold
Ind. deductible
$2,000
Family deductible
$2,000
Ind. OOP max
$8,200
Family OOP max
$8,200

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$553
30$628
40$707
50$988
60$1,502

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$60.00

Hospital

BenefitIn-network
Emergency Room Services25.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25.00% Coinsurance after deductible
Urgent Care Centers or Facilities$45.00

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Non-Preferred Brand Drugs$60.00
Preferred Brand DrugsNo charge
Specialty Drugs$250.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental25.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$60.00
Bariatric SurgeryNo charge
Basic Dental Care - AdultNot covered
Basic Dental Care - Child25.00% Coinsurance after deductible
Chemotherapy25.00% Coinsurance after deductible
Chiropractic Care$30.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00% Coinsurance after deductible
Dental Check-Up for Children$0.00
Diabetes Education$30.00
Dialysis25.00% Coinsurance after deductible
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services$30.00
Hearing Aids25.00% Coinsurance after deductible
Home Health Care ServicesNo charge
Hospice Services25.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)25.00% Coinsurance after deductible
Reconstructive SurgeryNo charge
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00
Infertility Treatment$60.00
Infusion Therapy25.00% Coinsurance after deductible
Inpatient Physician and Surgical Services25.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services25.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child25.00% Coinsurance after deductible
Nutritional Counseling0.00%
Orthodontia - AdultNot covered
Orthodontia - Child25.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$60.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00% Coinsurance after deductible
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal Care25.00% Coinsurance after deductible
Private-Duty Nursing25.00% Coinsurance after deductible
Prosthetic DevicesNot covered
RadiationNo charge
Rehabilitative Speech Therapy$30.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$0.00
Routine Foot Care$60.00
Sex-Trait ModificationNo charge
Skilled Nursing Facility25.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient ServicesNo charge
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant25.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$60.00
Weight Loss ProgramsNot covered
Well Baby Visits and Care0.00%
X-rays and Diagnostic Imaging25.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 4 geographic areas.