Personal Choice 65 Plus Rx (PPO)

QCC INSURANCE COMPANY · 2026 plan year

Plan ID H3909-018-000

Local PPO★ 4 CMS Stars
MOOP (in-network)
$4,201
MOOP (combined)
$6,300
Monthly premium
$214/mo
Part C $132.80 + Part D $81.20, before Extra Help
Prescription drugs
Included

Plan information

Contract / Plan / Segment
H3909-018-000
Medical deductible
$0 — no deductible
Part D premium
$81.20/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$0/yr
Also owed
Your Medicare Part B premium, paid separately

More QCC INSURANCE COMPANY plans in PA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$400 per stay
Inpatient Hospital — Psychiatric$400 per stay
Inpatient Hospital — Additional Days (Acute)No charge
Worldwide Urgent Care Coverage$130

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health — Individual Sessions$30
Mental Health — Group Sessions$20
Mental Health Specialty ServicesSee plan details
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Partial Hospitalization Program$30
Intensive Outpatient Program (IOP)$30
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Occupational Therapy Services$25
Physician Specialist ServicesNo charge
Podiatry Services$15
Podiatry Services$15
Other Health Care Professional ServicesNo charge
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$30
Psychiatric Services — Group Sessions$20
Physical Therapy & Speech-Language Pathology$25
Additional Telehealth Services (Part B)$0-$25
Opioid Treatment Program Services$5
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$275
Therapeutic Radiology$85
X-Ray Services$30
Outpatient Hospital Services$310
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & InsertsNo charge
Diabetic Supplies0%-20% coinsurance
Dialysis Services20% coinsurance
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered ServicesNo charge
Dental — PreventiveSee plan details
Cardiac & Pulmonary RehabilitationSee plan details
Enhanced Disease ManagementNo charge
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Dental — Oral ExamsNo charge
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Hearing Aids (All Types)$499-$799
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac Rehabilitation — Additional Sessions$5
Intensive Cardiac Rehabilitation — Additional Sessions$5
Pulmonary Rehabilitation — Additional Sessions$5
Supervised Exercise Therapy (SET)$5
Emergency Services$130
Urgently Needed Services$5-$50
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Prosthetics & OrthoticsSee plan details
Hospital Observation Services$310 per stay
Ambulatory Surgical Center (ASC)$225
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$30
Substance Abuse — Group Sessions$20
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$200
Air Ambulance$200
Durable Medical Equipment (DME)20% coinsurance
Acupuncture$15
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Health EducationNo charge
Fitness BenefitNo charge
Vision — EyewearNo charge
Remote Access TechnologiesNo charge
Medical Nutrition TherapyNo charge
Home-Based Palliative CareNo charge
Caregiver Support ServicesNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Dental — X-RaysNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Vision — EyewearSee plan details
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Implant ServicesNo charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye ExamsNo charge
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge

Service area

  • PA: 5 counties

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