Gym Access IND Silver HMO BC 0941

Florida Health Care Plans · 2026 plan year

Silver
Ind. medical deductible
$1,400
Rx deductible (separate)
$0
Family deductible
$2,800
Ind. OOP max
$3,350
Family OOP max
$6,700

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$25.00

Hospital

BenefitIn-network
Emergency Room Services40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$400.00 Copay per Stay after deductible
Outpatient Surgery Physician/Surgical ServicesNo Charge after deductible
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$55.00
Preferred Brand Drugs$30.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$400.00 Copay per Stay after deductible
Mental/Behavioral Health Outpatient Services$25.00

Other

BenefitIn-network
Routine Eye Exam (Adult)Not covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$25.00
AcupunctureNot covered
Allergy Testing$10.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Bone Marrow Transplant$400.00 Copay after deductible
Chemotherapy50.00%
Chiropractic Care$25.00
Congenital Anomaly, including Cleft Lip/Palate$25.00
Cosmetic SurgeryNot covered
Routine Eye Exam for Children$10.00
Delivery and All Inpatient Services for Maternity Care$400.00 Copay after deductible
Dental Anesthesia40.00%
Dental Check-Up for ChildrenNot covered
Diabetes Care Management$10.00
Diabetes EducationNo charge
Dialysis50.00%
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance$350.00
Eye Glasses for Children$25.00
Gender Affirming CareNot covered
Habilitation Services$25.00
Hearing AidsNot covered
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$125.00
Infertility TreatmentNot covered
Infusion Therapy50.00%
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services$20.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Routine Foot CareNot covered
Nutrition/FormulasNo charge
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Osteoporosis$25.00
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$300.00 Copay after deductible
Outpatient Rehabilitation Services$25.00
Prenatal and Postnatal Care$25.00
Private-Duty NursingNot covered
Prosthetic DevicesNo charge
Radiation50.00%
Reconstructive Surgery$400.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$25.00
Rehabilitative Speech Therapy$25.00
Routine Dental Services (Adult)Not covered
Skilled Nursing Facility$15.00 Copay per Day
Substance Abuse Disorder Inpatient Services$400.00 Copay per Stay after deductible
Substance Abuse Disorder Outpatient Services$25.00
TelehealthNo charge
Transplant$400.00 Copay after deductible
Treatment for Temporomandibular Joint Disorders$25.00
Weight Loss ProgramsNo charge
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$25.00

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