Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
Navigator Gold 2000
PacificSource Health Plans · 2026 plan year
Gold
- Ind. deductible
- $2,000
- Family deductible
- $2,000
- Ind. OOP max
- $9,200
- Family OOP max
- $9,200
Other cost-sharing reduction variants for this plan:
More PacificSource Health Plans plans in ID
Monthly premiums by age
Rating Area 3 — the lowest-priced of the 6 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $346 | $346 |
| 21 | $452 | $542 |
| 30 | $513 | $615 |
| 40 | $577 | $693 |
| 50 | $807 | $968 |
| 60 | $1,226 | $1,472 |
| 64 and over | $1,356 | $1,626 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $25.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $50.00 |
Hospital
| Benefit | In-network |
|---|---|
| Inpatient Hospital Services (e.g., Hospital Stay) | 10.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 10.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | $25.00 |
| Emergency Room Services | 10.00% Coinsurance after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Non-Preferred Brand Drugs | 10.00% Coinsurance after deductible |
| Preferred Brand Drugs | $60.00 Copay after deductible |
| Specialty Drugs | 10.00% Coinsurance after deductible |
| Generic Drugs | $15.00 |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | 10.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | $25.00 |
Other
| Benefit | In-network |
|---|---|
| Imaging (CT/PET Scans, MRIs) | 10.00% Coinsurance after deductible |
| Infusion Therapy | 10.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | 10.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | 10.00% Coinsurance after deductible |
| Nutritional Counseling | $25.00 |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $25.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 10.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | 10.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | 10.00% Coinsurance after deductible |
| Prosthetic Devices | 10.00% Coinsurance after deductible |
| Radiation | 10.00% Coinsurance after deductible |
| Reconstructive Surgery | 10.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | 10.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy | 10.00% Coinsurance after deductible |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | 10.00% Coinsurance after deductible |
| Skilled Nursing Facility | 10.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 10.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | $25.00 |
| Transplant | No Charge after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | 10.00% Coinsurance after deductible |
| Hospice Services | 10.00% Coinsurance after deductible |
| Accidental Dental | 10.00% Coinsurance after deductible |
| Acupuncture | $25.00 |
| Allergy Testing | 10.00% Coinsurance after deductible |
| Chemotherapy | 10.00% Coinsurance after deductible |
| Chiropractic Care | $25.00 |
| Cosmetic Surgery | 10.00% Coinsurance after deductible |
| Delivery and All Inpatient Services for Maternity Care | 10.00% Coinsurance after deductible |
| Diabetes Education | $25.00 |
| Dialysis | 10.00% Coinsurance after deductible |
| Durable Medical Equipment | 10.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | 10.00% Coinsurance after deductible |
| Eye Glasses for Children | 10.00% Coinsurance after deductible |
| Habilitation Services | 10.00% Coinsurance after deductible |
| Home Health Care Services | 10.00% Coinsurance after deductible |
Service area
This plan covers 1 geographic area.
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