Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
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Mountain Health CO-OP · 2026 plan year
Expanded BronzeHSA eligible
- Ind. deductible
- $10,600
- Family deductible
- $10,600
- Ind. OOP max
- $10,600
- Family OOP max
- $10,600
Other cost-sharing reduction variants for this plan:
More Mountain Health CO-OP plans in ID
Monthly premiums by age
Rating Area 3 — the lowest-priced of the 2 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $208 | $208 |
| 21 | $271 | $271 |
| 30 | $308 | $308 |
| 40 | $347 | $347 |
| 50 | $485 | $557 |
| 60 | $736 | $847 |
| 64 and over | $814 | $936 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No charge |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $120.00 |
Hospital
| Benefit | In-network |
|---|---|
| Urgent Care Centers or Facilities | $110.00 |
| Emergency Room Services | No Charge after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | No Charge after deductible |
| Outpatient Surgery Physician/Surgical Services | No Charge after deductible |
Pharmacy
| Benefit | In-network |
|---|---|
| Specialty Drugs | No Charge after deductible |
| Preferred Brand Drugs | No Charge after deductible |
| Generic Drugs | $20.00 |
| Non-Preferred Brand Drugs | No Charge after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | No Charge after deductible |
| Mental/Behavioral Health Outpatient Services | No charge |
Other
| Benefit | In-network |
|---|---|
| Prenatal and Postnatal Care | No Charge after deductible |
| Prosthetic Devices | No Charge after deductible |
| Radiation | No Charge after deductible |
| Reconstructive Surgery | No Charge after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $120.00 |
| Rehabilitative Speech Therapy | $120.00 |
| Routine Eye Exam for Children | No charge |
| Skilled Nursing Facility | No Charge after deductible |
| Substance Abuse Disorder Inpatient Services | No Charge after deductible |
| Substance Abuse Disorder Outpatient Services | No charge |
| Transplant | No Charge after deductible |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | No Charge after deductible |
| Accidental Dental | No Charge after deductible |
| Allergy Testing | No Charge after deductible |
| Chemotherapy | No Charge after deductible |
| Chiropractic Care | $120.00 |
| Delivery and All Inpatient Services for Maternity Care | No Charge after deductible |
| Diabetes Education | No Charge after deductible |
| Dialysis | No Charge after deductible |
| Durable Medical Equipment | No Charge after deductible |
| Emergency Transportation/Ambulance | No Charge after deductible |
| Eye Glasses for Children | No charge |
| Habilitation Services | No Charge after deductible |
| Home Health Care Services | No Charge after deductible |
| Hospice Services | No Charge after deductible |
| Imaging (CT/PET Scans, MRIs) | No Charge after deductible |
| Infusion Therapy | No Charge after deductible |
| Inpatient Physician and Surgical Services | No Charge after deductible |
| Laboratory Outpatient and Professional Services | No Charge after deductible |
| Nutritional Counseling | No Charge after deductible |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | No charge |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | No Charge after deductible |
| Outpatient Rehabilitation Services | No Charge after deductible |
Service area
This plan covers 18 geographic areas.
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