Blue Home Silver Standard | with Novant Health

Blue Cross and Blue Shield of NC

Silver
Ind. deductible
$6,000
Family deductible
$6,000
Ind. OOP max
$8,900
Family OOP max
$8,900

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$528
30$599
40$675
50$943
60$1,433

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/Immunization0.00%
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room ServicesNo charge
Inpatient Hospital Services (e.g., Hospital Stay)40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25.00%
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$20.00
Non-Preferred Brand DrugsNo charge
Preferred Brand Drugs$40.00
Specialty Drugs$150.00

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Basic Dental Care - AdultNot covered
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Accidental Dental40.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$40.00
Abortion for Which Public Funding is ProhibitedNot covered
Bariatric Surgery25.00%
Basic Dental Care - Child40.00% Coinsurance after deductible
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care$40.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care40.00% Coinsurance after deductible
Dental Check-Up for Children$0.00
Diabetes EducationNo charge
Dialysis40.00% Coinsurance after deductible
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance25.00%
Eye Glasses for Children50.00%
Habilitation Services$40.00
Hearing AidsNo charge
Home Health Care Services30.00% Coinsurance after deductible
Hospice Services25.00%
Imaging (CT/PET Scans, MRIs)40.00% Coinsurance after deductible
Infertility Treatment$40.00
Infusion Therapy40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services40.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services40.00% Coinsurance after deductible
Major Dental Care - Child40.00% Coinsurance after deductible
Nutritional Counseling0.00%
Orthodontia - AdultNot covered
Orthodontia - Child25.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)$10.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)40.00% Coinsurance after deductible
Outpatient Rehabilitation Services40.00% Coinsurance after deductible
Prenatal and Postnatal Care40.00% Coinsurance after deductible
Private-Duty Nursing40.00% Coinsurance after deductible
Prosthetic DevicesNot covered
Radiation25.00%
Reconstructive Surgery40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$20.00
Rehabilitative Speech Therapy$40.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$0.00
Routine Foot Care$40.00
Sex-Trait ModificationNot covered
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services25.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant40.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$80.00
Weight Loss ProgramsNot covered
Well Baby Visits and Care0.00%
X-rays and Diagnostic Imaging30.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 4 geographic areas.