UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)

UnitedHealthcare · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$1,400
Family OOP max
$2,800

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit25.00%

Hospital

BenefitIn-network
Emergency Room Services25.00%
Inpatient Hospital Services (e.g., Hospital Stay)25.00%
Outpatient Surgery Physician/Surgical Services25.00%
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$1.00
Non-Preferred Brand Drugs40.00%
Preferred Brand Drugs$45.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services25.00%
Mental/Behavioral Health Outpatient Services25.00%

Other

BenefitIn-network
Major Dental Care - Child25.00%
Laboratory Outpatient and Professional Services$5.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental25.00%
AcupunctureNot covered
Allergy Testing25.00%
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child25.00%
Chemotherapy25.00%
Chiropractic Care25.00%
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care25.00%
Dental Check-Up for ChildrenNo charge
Diabetes Education25.00%
Dialysis25.00%
Durable Medical Equipment25.00%
Emergency Transportation/Ambulance25.00%
Eye Glasses for Children25.00%
Gender Affirming Care25.00%
Habilitation Services25.00%
Hearing Aids25.00%
Home Health Care Services25.00%
Hospice Services25.00%
Imaging (CT/PET Scans, MRIs)25.00%
Infertility TreatmentNot covered
Infusion Therapy25.00%
Inpatient Physician and Surgical Services25.00%
Nutritional Counseling25.00%
Orthodontia - AdultNot covered
Orthodontia - Child50.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)25.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00%
Outpatient Rehabilitation Services25.00%
Prenatal and Postnatal CareNo charge
Private-Duty Nursing25.00%
Prosthetic Devices25.00%
Radiation25.00%
Reconstructive Surgery25.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy25.00%
Rehabilitative Speech Therapy25.00%
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility25.00%
Substance Abuse Disorder Inpatient Services25.00%
Substance Abuse Disorder Outpatient Services25.00%
Transplant25.00%
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging25.00%

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