Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
KP Cascade Vital Gold
Kaiser Foundation Health Plan of the Northwest · 2027 plan year
Gold
- Ind. deductible
- $2,200
- Family deductible
- $4,400
- Ind. OOP max
- $11,000
- Family OOP max
- $22,000
Other cost-sharing reduction variants for this plan:
More Kaiser Foundation Health Plan of the Northwest plans in WA
Monthly premiums by age
Rating Area 3 — the lowest-priced of the 2 areas this plan covers. Premiums differ by area.
| Age | Individual |
|---|---|
| Under 15 | $372 |
| 21 | $486 |
| 30 | $551 |
| 40 | $621 |
| 50 | $868 |
| 60 | $1,318 |
| 64 and over | $1,457 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $15.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $40.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $800.00 Copay after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | $650.00 Copay per Day after deductible |
| Outpatient Surgery Physician/Surgical Services | $75.00 Copay after deductible |
| Urgent Care Centers or Facilities | $35.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $10.00 |
| Non-Preferred Brand Drugs | 20.00% Coinsurance after deductible |
| Preferred Brand Drugs | $75.00 |
| Specialty Drugs | 20.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | $650.00 Copay per Day after deductible |
| Mental/Behavioral Health Outpatient Services | $15.00 |
Other
| Benefit | In-network |
|---|---|
| Laboratory Outpatient and Professional Services | $30.00 |
| Abortion for Which Public Funding is Prohibited | No charge |
| Acupuncture | $15.00 |
| Allergy Testing | $40.00 |
| Chemotherapy | $40.00 |
| Chiropractic Care | $15.00 |
| Cosmetic Surgery | $650 Copay after deductible |
| Delivery and All Inpatient Services for Maternity Care | $650.00 Copay after deductible |
| Dental Anesthesia | $650.00 Copay after deductible |
| Diabetes Care Management | No charge |
| Diabetes Education | No charge |
| Dialysis | $40.00 |
| Durable Medical Equipment | 20.00% Coinsurance after deductible |
| Emergency Transportation/Ambulance | $375.00 |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | $650.00 Copay after deductible |
| Habilitation Services | $30.00 |
| Hearing Aids | 20.00% |
| Hearing Exams | $15.00 |
| Home Health Care Services | $15.00 |
| Hospice Services | No charge |
| Imaging (CT/PET Scans, MRIs) | $300.00 Copay after deductible |
| Infertility Treatment | 20.00% Coinsurance after deductible |
| Infusion Therapy | $40.00 |
| Inherited Metabolic Disorder - PKU | 20.00% Coinsurance after deductible |
| Inpatient Physician and Surgical Services | No Charge after deductible |
| Nutritional Counseling | No charge |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | $15.00 |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $350.00 Copay after deductible |
| Outpatient Rehabilitation Services | $30.00 |
| Prenatal and Postnatal Care | No charge |
| Prosthetic Devices | 20.00% Coinsurance after deductible |
| Radiation | $40.00 |
| Reconstructive Surgery | $650.00 Copay after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $30.00 |
| Rehabilitative Speech Therapy | $30.00 |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | $40.00 |
| Skilled Nursing Facility | $350.00 Copay per Day after deductible |
| Substance Abuse Disorder Inpatient Services | $650.00 Copay per Day after deductible |
| Substance Abuse Disorder Outpatient Services | $15.00 |
| Transplant | $650.00 Copay after deductible |
| Treatment for Temporomandibular Joint Disorders | $40.00 |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $30.00 |
Service area
This plan covers 2 geographic areas.
Open enrollment coming up?
Get notified when it opens — we'll remind you so you don't miss your window.