Select Health Value Gold $1500 Medical Deductible

SelectHealth, Inc. · 2027 plan year

Gold
Ind. medical deductible
$1,500
Rx deductible (separate)
$900
Family deductible
$3,000
Ind. OOP max
$9,500
Family OOP max
$19,000

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$20.00

Specialist

BenefitIn-network
Specialist Visit$50.00

Hospital

BenefitIn-network
Emergency Room Services25.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25.00% Coinsurance after deductible
Urgent Care Centers or Facilities$40.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Medical Service Drugs50.00% Coinsurance after deductible
Non-Preferred Brand Drugs50.00% Coinsurance after deductible
Non-Preferred Generic Drugs$25.00
Preferred Brand Drugs25.00% Coinsurance after deductible
Preventive DrugsNo charge
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Intensive Outpatient for Mental/Behavioral Health25.00% Coinsurance after deductible
Intensive Outpatient for Substance Use Disorder25.00% Coinsurance after deductible
Mental Health Wellness VisitNo charge
Mental/Behavioral Health Inpatient Services25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$50.00
Mental/Behavioral Health Prenatal Care$20.00
Office Visit - Mental/Behavioral Health$50.00
Office Visit - Substance Use Disorder$50.00
Partial Hospitalization for Mental/Behavioral Health25.00% Coinsurance after deductible
Partial Hospitalization for Substance Use Disorder25.00% Coinsurance after deductible
Postpartum Mental/Behavioral Health$20.00
Postpartum Substance Use Disorder$20.00
Residential Day Treatment for Mental/Behavioral Health25.00% Coinsurance after deductible
Residential Day Treatment for Substance Use Disorder25.00% Coinsurance after deductible
Substance Use Disorder Prenatal Care$20.00
Telehealth Mental/Behavioral Health$20.00
Telehealth Substance Use Disorder$20.00

Other

BenefitIn-network
Habilitation Services$50.00 Copay after deductible
Hearing Aids25.00% Coinsurance after deductible
Home Health Care Services$50.00
Hospice Services$50.00
Abortion for Which Public Funding is ProhibitedNo charge
Acupuncture$20.00
Allergy Testing$50.00
Applied Behavior Analysis Based TherapiesNo Charge after deductible
Autism Spectrum Disorders - Assessment and Evaluation Services$50.00
Bariatric Surgery25.00% Coinsurance after deductible
Chemotherapy50.00% Coinsurance after deductible
Chiropractic Care$20.00
Delivery and All Inpatient Services for Maternity Care25.00% Coinsurance after deductible
Diabetes Education$50.00
Diabetic Supplies25.00% Coinsurance after deductible
Dialysis$50.00
Durable Medical Equipment25.00% Coinsurance after deductible
Emergency Transportation/Ambulance25.00% Coinsurance after deductible
Eye Glasses for Children$50.00
Gender Affirming Care25.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)25.00% Coinsurance after deductible
Infertility Treatment25.00% Coinsurance after deductible
Infusion Therapy25.00% Coinsurance after deductible
Inpatient Physician and Surgical Services25.00% Coinsurance after deductible
Inpatient Rehabilitation25.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$10.00
Nutritional Counseling$50.00
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00% Coinsurance after deductible
Outpatient Rehabilitation Services$50.00 Copay after deductible
Prenatal and Postnatal Care$20.00
Private-Duty Nursing$50.00
Prosthetic Devices25.00% Coinsurance after deductible
Prosthetics: Legs and Arms20.00%
Prosthetics: Recreational25.00% Coinsurance after deductible
Radiation25.00% Coinsurance after deductible
Reconstructive Surgery25.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$50.00 Copay after deductible
Rehabilitative Occupational Therapy$50.00 Copay after deductible
Rehabilitative Physical Therapy$50.00 Copay after deductible
Rehabilitative Speech Therapy$50.00 Copay after deductible
Routine Eye Exam for ChildrenNo charge
Skilled Nursing Facility25.00% Coinsurance after deductible
Standalone Laboratory$10.00
Substance Abuse Disorder Inpatient Services25.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$50.00
Telehealth PCPNo charge
Telehealth Specialist$50.00
Transplant25.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders25.00% Coinsurance after deductible
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging5.00% Coinsurance after deductible

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