Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
Humana Dental Smart Choice - High
Humana · 2026 plan year
High
- Ind. deductible
- $50
- Family deductible
- Not listed
- Ind. OOP max
- $450
- Family OOP max
- $900
Other cost-sharing reduction variants for this plan:
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Monthly premiums by age
Rating Area 1 — the lowest-priced of the 5 areas this plan covers. Premiums differ by area.
| Age | Individual |
|---|---|
| Under 15 | $41 |
| 21 | $25 |
| 30 | $26 |
| 40 | $26 |
| 50 | $25 |
| 60 | $26 |
| 64 and over | $26 |
Live premium estimate
Benefits & cost sharing
Other
| Benefit | In-network |
|---|---|
| Sealants | No charge |
| Accidental Dental | 30.00% Coinsurance after deductible |
| Basic Dental Care - Adult | 30.00% Coinsurance after deductible |
| Basic Dental Care - Child | 30.00% Coinsurance after deductible |
| Dental Check-Up for Children | No charge |
| Dental X-rays | No charge |
| Denture Adjustments | 30.00% Coinsurance after deductible |
| Denture Reline and Rebase | 30.00% Coinsurance after deductible |
| Extractions | 30.00% Coinsurance after deductible |
| Fillings | 30.00% Coinsurance after deductible |
| Immediate Dentures | 30.00% Coinsurance after deductible |
| Implants | 30.00% Coinsurance after deductible |
| Initial Placement of Bridges and Dentures | 30.00% Coinsurance after deductible |
| Major Dental Care - Adult | 60.00% Coinsurance after deductible |
| Major Dental Care - Child | 30.00% Coinsurance after deductible |
| Minor Restorative Services | 30.00% Coinsurance after deductible |
| Occlusal Adjustments | 30.00% Coinsurance after deductible |
| Oral Surgery | 30.00% Coinsurance after deductible |
| Orthodontia - Adult | Not covered |
| Orthodontia - Child | 30.00% Coinsurance after deductible |
| Partial Pulpotomy | 30.00% Coinsurance after deductible |
| Periodontal and Osseous Surgery | 30.00% Coinsurance after deductible |
| Periodontal Maintenance | 30.00% Coinsurance after deductible |
| Periodontal Root Scaling and Planing | 30.00% Coinsurance after deductible |
| Periradicular Surgical Procedures | 30.00% Coinsurance after deductible |
| Post and Core Build-up | 30.00% Coinsurance after deductible |
| Recementation of Space Maintainers | No charge |
| Removal of Fixed Space Maintainers | No charge |
| Root Canal Therapy and Retreatment | 30.00% Coinsurance after deductible |
| Routine Dental Services (Adult) | No charge |
| Tissue Conditioning | 30.00% Coinsurance after deductible |
| Topical Fluoride | No charge |
| Vital Pulpotomy | 30.00% Coinsurance after deductible |
Service area
This plan covers 1 geographic area.
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