St Luke's Health Plan Silver

St. Luke's Health Plan, Inc. · 2026 plan year

Silver
Ind. deductible
$5,600
Family deductible
$5,600
Ind. OOP max
$8,100
Family OOP max
$8,100

More St. Luke's Health Plan, Inc. plans in ID

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$60.00

Hospital

BenefitIn-network
Outpatient Surgery Physician/Surgical Services40.00% Coinsurance after deductible
Urgent Care Centers or Facilities$60.00
Emergency Room Services40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)40.00% Coinsurance after deductible

Pharmacy

BenefitIn-network
Preferred Brand Drugs35.00% Coinsurance after deductible
Specialty Drugs40.00% Coinsurance after deductible
Generic DrugsNo charge
Non-Preferred Brand Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)40.00% Coinsurance after deductible
Outpatient Rehabilitation Services$40.00
Durable Medical Equipment40.00% Coinsurance after deductible
Prenatal and Postnatal CareNo charge
Prosthetic Devices40.00% Coinsurance after deductible
Radiation40.00% Coinsurance after deductible
Reconstructive Surgery40.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$40.00
Rehabilitative Speech Therapy$40.00
Routine Eye Exam for ChildrenNo charge
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services40.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant40.00% Coinsurance after deductible
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$80.00
Emergency Transportation/Ambulance40.00% Coinsurance after deductible
Eye Glasses for Children40.00% Coinsurance after deductible
Habilitation Services$40.00
Hearing Aids40.00% Coinsurance after deductible
Home Health Care Services40.00% Coinsurance after deductible
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)40.00% Coinsurance after deductible
Infusion Therapy40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services40.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$80.00
Nutritional CounselingNo charge
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Diabetes EducationNo charge
Dialysis40.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care40.00% Coinsurance after deductible
Accidental Dental40.00% Coinsurance after deductible
Allergy Testing$80.00
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care$40.00

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