Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)

Community Health Choice · 2026 plan year

Silver
Ind. deductible
$2,400
Family deductible
$4,800
Ind. OOP max
$7,500
Family OOP max
$15,000

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$60.00 Copay after deductible

Hospital

BenefitIn-network
Emergency Room Services50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)50.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services50.00% Coinsurance after deductible
Urgent Care Centers or Facilities$60.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Non-Preferred Brand Drugs$120.00 Copay after deductible
Preferred Brand Drugs$80.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Emergency Transportation/Ambulance$60.00 Copay after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$60.00 Copay after deductible
AcupunctureNot covered
Allergy Testing$30.00 Copay after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy$60.00 Copay after deductible
Chiropractic Care$60.00 Copay after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care50.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Education$30.00 Copay after deductible
Dialysis$60.00 Copay after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Eye Glasses for Children$60.00 Copay after deductible
Habilitation Services$60.00 Copay after deductible
Hearing Aids20.00% Coinsurance after deductible
Home Health Care Services$60.00 Copay after deductible
Hospice Services$60.00 Copay after deductible
Imaging (CT/PET Scans, MRIs)50.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy$60.00 Copay after deductible
Inpatient Physician and Surgical ServicesNo Charge after deductible
Laboratory Outpatient and Professional Services$30.00 Copay after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)50.00% Coinsurance after deductible
Outpatient Rehabilitation Services$60.00 Copay after deductible
Prenatal and Postnatal Care$60.00 Copay after deductible
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation$60.00 Copay after deductible
Reconstructive Surgery50.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$60.00 Copay after deductible
Rehabilitative Speech Therapy$60.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children$60.00 Copay after deductible
Routine Foot CareNot covered
Skilled Nursing Facility50.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$30.00
Transplant50.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$60.00 Copay after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$30.00 Copay after deductible

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