Capital Blue Cross Complete (PPO)

CAPITAL ADVANTAGE INSURANCE COMPANY · 2026 plan year

Plan ID H3923-047-002

Local PPO★ 4.5 CMS Stars
MOOP (in-network)
$6,100
MOOP (combined)
$6,100
Monthly premium
$45/mo
Part C $0 + Part D $45, before Extra Help
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H3923-047-002
Medical deductible
$0 — no deductible
Part D premium
$45/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$100/yr
Also owed
Your Medicare Part B premium, paid separately

More CAPITAL ADVANTAGE INSURANCE COMPANY plans in PA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$40
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Acute$130/day for days 1–4, $0 after
Inpatient Hospital — Psychiatric$130/day for days 1–4, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$15
Mental Health — Group Sessions$15
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Chiropractic ServicesSee plan details
Psychiatric ServicesSee plan details
Diabetic Supplies & ServicesSee plan details
Urgently Needed Services$40
Worldwide Emergency & Urgent CoverageSee plan details
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$10
Intensive Cardiac Rehabilitation — Additional Sessions$10
Pulmonary Rehabilitation — Additional Sessions$10
Supervised Exercise Therapy (SET)$10
Emergency Services$130
Worldwide Emergency Coverage$130
Partial Hospitalization Program$55
Intensive Outpatient Program (IOP)$55
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$15
Physician Specialist Services$15
Podiatry Services$15
Podiatry Services$15
Other Health Care Professional Services$15
Psychiatric Services — Individual Sessions$15
Psychiatric Services — Group Sessions$15
Physical Therapy & Speech-Language Pathology$15
Hospital Observation Services$200 per stay
Additional Telehealth Services (Part B)$0-$15
Opioid Treatment Program ServicesNo charge
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic Radiology$0-$225
Therapeutic Radiology20% coinsurance
X-Ray Services$15
Outpatient Hospital Services$0-$400
Ambulatory Surgical Center (ASC)$0-$300
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$15
Substance Abuse — Group Sessions$15
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$285
Air Ambulance$285
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge
Remote Access TechnologiesNo charge
Medical Nutrition TherapyNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)$35
Dental — Medicare-Covered Services$15
Dental — PreventiveNo charge per office visit (combined preventive services)
Dental — Oral ExamsSee plan details
Dental — X-RaysSee plan details
Dental — Diagnostic Services50% coinsurance
Dental — Prophylaxis (Cleaning)See plan details
Dental — Fluoride TreatmentSee plan details
Dental — ComprehensiveSee plan details
Vision — Routine Eye ExamsNo charge
Dental — Restorative Services50% coinsurance
Dental — Endodontics (Root Canal)50% coinsurance
Dental — Periodontics (Gum Care)50% coinsurance
Dental — Removable Prosthodontics (Dentures)50% coinsurance
Dental — Fixed Prosthodontics (Bridges)50% coinsurance
Dental — Oral & Maxillofacial Surgery50% coinsurance
Dental — Adjunctive General Services50% coinsurance
Vision — Eye Exams$0-$15
Vision — Eye ExamsSee plan details
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Hearing — Exams$15
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$499-$999
Hearing — OTC Hearing Aids$499

Service area

  • PA: 5 counties

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