Connect Silver 3000 Indiv Med Deductible

Cigna Healthcare · 2026 plan year

Silver
Ind. medical deductible
$150
Rx deductible (separate)
$100
Family deductible
$300
Ind. OOP max
$1,175
Family OOP max
$2,350

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$5.00

Hospital

BenefitIn-network
Emergency Room Services$150.00 Copay with deductible + 5.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$300.00 Copay per Day
Outpatient Surgery Physician/Surgical Services5.00% Coinsurance after deductible
Urgent Care Centers or Facilities$5.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs49.00% Coinsurance after deductible
Preferred Brand Drugs$40.00
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$300.00 Copay per Day
Mental/Behavioral Health Outpatient Services$5.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental5.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing5.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy5.00% Coinsurance after deductible
Chiropractic Care5.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$300.00
Dental Check-Up for ChildrenNot covered
Diabetes Education5.00% Coinsurance after deductible
Dialysis5.00% Coinsurance after deductible
Durable Medical Equipment5.00% Coinsurance after deductible
Emergency Transportation/Ambulance5.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Habilitation Services5.00% Coinsurance after deductible
Hearing AidsNot covered
Home Health Care Services5.00% Coinsurance after deductible
Hospice Services5.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)5.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy5.00% Coinsurance after deductible
Inpatient Physician and Surgical Services5.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$5.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling5.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$5.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)5.00% Coinsurance after deductible
Outpatient Rehabilitation Services5.00% Coinsurance after deductible
Prenatal and Postnatal Care5.00% Coinsurance after deductible
Private-Duty Nursing5.00% Coinsurance after deductible
Prosthetic Devices5.00% Coinsurance after deductible
Radiation5.00% Coinsurance after deductible
Reconstructive Surgery5.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy5.00% Coinsurance after deductible
Rehabilitative Speech Therapy5.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility5.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services$300.00 Copay per Day
Substance Abuse Disorder Outpatient Services$5.00
TransplantNo Charge after deductible
Treatment for Temporomandibular Joint Disorders5.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging5.00% Coinsurance after deductible

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