UHC Gold Advantage

UnitedHealthcare · 2026 plan year

Gold

Ind. deductible: $1,200
Family deductible: $2,400
Ind. OOP max: $9,250
Family OOP max: $18,500

Compare with other Gold plans in SC

Side by side: deductibles, out-of-pocket limits and copays.

First Choice Next Gold PremierFirst Choice Next · Deductible $850 · Out-of-pocket max $8,500
Molina Gold Core 1640 Plus with Adult VisionMolina Healthcare · Deductible $1,640 · Out-of-pocket max $8,100
Molina Gold Core 1640Molina Healthcare · Deductible $1,640 · Out-of-pocket max $8,100

Compare 4 plans Browse all Gold plans in SC

Other cost-sharing reduction variants for this plan:

Limited Cost Sharing Plan Variation Standard Gold Off Exchange Plan Zero Cost Sharing Plan Variation

More UnitedHealthcare plans in SC

UHC Silver Advantage UHC Gold Advantage+ (Dental + Vision)

Monthly premiums by age

Rating Area 45 — the lowest-priced of the 17 areas this plan covers. Premiums differ by area.

Age	Individual	Individual + tobacco
Under 15	$392	$392
21	$513	$538
30	$582	$640
40	$655	$721
50	$915	$1,098
60	$1,391	$1,669
64 and over	$1,538	$1,845

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$10.00

Specialist

Benefit	In-network
Specialist Visit	$50.00

Hospital

Benefit	In-network
Emergency Room Services	20.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	20.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services	$350.00
Urgent Care Centers or Facilities	$50.00

Pharmacy

Benefit	In-network
Generic Drugs	$5.00
Non-Preferred Brand Drugs	30.00% Coinsurance after deductible
Preferred Brand Drugs	$50.00
Specialty Drugs	40.00% Coinsurance after deductible

Mental Health

Benefit	In-network
Mental/Behavioral Health Inpatient Services	20.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services	$10.00

Other

Benefit	In-network
Basic Dental Care - Child	20.00% Coinsurance after deductible
Abortion for Which Public Funding is Prohibited	Not covered
Accidental Dental	20.00% Coinsurance after deductible
Acupuncture	Not covered
Allergy Testing	20.00% Coinsurance after deductible
Bariatric Surgery	Not covered
Basic Dental Care - Adult	Not covered
Chemotherapy	$500.00 Copay after deductible
Chiropractic Care	Not covered
Cosmetic Surgery	Not covered
Delivery and All Inpatient Services for Maternity Care	20.00% Coinsurance after deductible
Dental Check-Up for Children	No charge
Diabetes Education	20.00% Coinsurance after deductible
Dialysis	$300.00 Copay after deductible
Durable Medical Equipment	20.00% Coinsurance after deductible
Emergency Transportation/Ambulance	20.00% Coinsurance after deductible
Eye Glasses for Children	20.00% Coinsurance after deductible
Gender Affirming Care	$500.00 Copay after deductible
Habilitation Services	$50.00
Hearing Aids	Not covered
Home Health Care Services	20.00% Coinsurance after deductible
Hospice Services	20.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)	$200.00 Copay after deductible
Infertility Treatment	Not covered
Infusion Therapy	$75.00 Copay after deductible
Inpatient Physician and Surgical Services	20.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services	$10.00
Long-Term/Custodial Nursing Home Care	Not covered
Major Dental Care - Adult	Not covered
Major Dental Care - Child	20.00% Coinsurance after deductible
Nutritional Counseling	20.00% Coinsurance after deductible
Orthodontia - Adult	Not covered
Orthodontia - Child	50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)	20.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	$500.00 Copay after deductible
Outpatient Rehabilitation Services	$50.00
Prenatal and Postnatal Care	No charge
Private-Duty Nursing	Not covered
Prosthetic Devices	20.00% Coinsurance after deductible
Radiation	$75.00 Copay after deductible
Reconstructive Surgery	$500.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	$50.00
Rehabilitative Speech Therapy	$50.00
Routine Dental Services (Adult)	Not covered
Routine Eye Exam (Adult)	Not covered
Routine Eye Exam for Children	No charge
Routine Foot Care	Not covered
Skilled Nursing Facility	20.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services	20.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services	$10.00
Transplant	20.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders	Not covered
Weight Loss Programs	Not covered
Well Baby Visits and Care	No charge
X-rays and Diagnostic Imaging	$35.00