Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health

Blue Cross and Blue Shield of NC

Gold
Ind. deductible
$1,800
Family deductible
$1,800
Ind. OOP max
$10,600
Family OOP max
$10,600

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$597
30$678
40$763
50$1,067
60$1,621

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$15.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Urgent Care Centers or FacilitiesNo charge
Emergency Room Services30.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)30.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services30.00% Coinsurance after deductible

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs$75.00 Copay after deductible
Preferred Brand Drugs$35.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$15.00

Other

BenefitIn-network
Well Baby Visits and CareNo charge
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$40.00
Bariatric Surgery30.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - Child30.00% Coinsurance after deductible
Chemotherapy30.00% Coinsurance after deductible
Chiropractic Care$40.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education$15.00
DialysisNo charge
Durable Medical Equipment30.00% Coinsurance after deductible
Emergency Transportation/AmbulanceNo charge
Eye Glasses for Children50.00%
Treatment for Temporomandibular Joint Disorders$40.00
Habilitation ServicesNo charge
Hearing AidsNo charge
Home Health Care Services30.00% Coinsurance after deductible
Hospice Services30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)30.00% Coinsurance after deductible
Infertility Treatment$40.00
Infusion Therapy30.00% Coinsurance after deductible
Inpatient Physician and Surgical ServicesNo charge
Laboratory Outpatient and Professional Services30.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child30.00% Coinsurance after deductible
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - Child30.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$40.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00% Coinsurance after deductible
Tier 2 RxNo charge
Weight Loss ProgramsNot covered
Outpatient Rehabilitation Services30.00% Coinsurance after deductible
Prenatal and Postnatal Care30.00% Coinsurance after deductible
Private-Duty NursingNo charge
Prosthetic DevicesNot covered
Radiation30.00% Coinsurance after deductible
Reconstructive Surgery30.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$40.00
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNo charge
Sex-Trait Modification30.00% Coinsurance after deductible
Skilled Nursing Facility30.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services30.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant30.00% Coinsurance after deductible
X-rays and Diagnostic Imaging30.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 6 geographic areas.