Blue Shield Inspire (HMO)

CALIFORNIA PHYSICIANS' SERVICE · 2026 plan year

Plan ID H0504-043-000

HMO★ 4 CMS Stars
MOOP (in-network)
$599
MOOP (combined)
—
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H0504-043-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$250/yr
Also owed
Your Medicare Part B premium, paid separately

More CALIFORNIA PHYSICIANS' SERVICE plans in CA

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine CareNo charge

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$150
Inpatient Hospital — AcuteNo charge
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$900 per stay

Pharmacy

BenefitIn-network
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance
Part B DrugsSee plan details

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$30
Mental Health — Group Sessions$30
Supplemental Health BenefitsSee plan details

Other

BenefitIn-network
Physician Specialist ServicesNo charge
Podiatry ServicesNo charge
Podiatry ServicesNo charge
Other Health Care Professional ServicesNo charge
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$30
Dental — PreventiveSee plan details
Dental — Periodontics (Gum Care)$40-$60
Dental — Removable Prosthodontics (Dentures)$28-$525
Dental — Fixed Prosthodontics (Bridges)$40-$430
Dental — Oral & Maxillofacial Surgery$23-$80
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Diabetic SuppliesNo charge
Partial Hospitalization Program$30
Intensive Outpatient Program (IOP)$30
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic ServicesNo charge
Chiropractic ServicesSee plan details
Occupational Therapy ServicesNo charge
Psychiatric Services — Group Sessions$30
Physical Therapy & Speech-Language PathologyNo charge
Additional Telehealth Services (Part B)No charge
Opioid Treatment Program Services$10
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & TestsNo charge
Laboratory ServicesNo charge
Radiological ServicesSee plan details
Diagnostic RadiologyNo charge
Therapeutic Radiology20% coinsurance
X-Ray ServicesNo charge
Outpatient Hospital Services$150
Hospital Observation ServicesNo charge
Ambulatory Surgical Center (ASC)No charge
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$30
Substance Abuse — Group Sessions$30
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$200
Air Ambulance20% coinsurance
Remote Access TechnologiesNo charge
Personal Emergency Response System (PERS)No charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered ServicesNo charge
Dental — Oral Exams$0-$16
Dental — X-Rays$0-$10
Dental — Diagnostic Services$0-$15
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride Treatment$5
Dental — Other Preventive Services$0-$80
Dental — ComprehensiveSee plan details
Dental — Restorative Services$19-$430
Dental — Endodontics (Root Canal)$25-$373
Dental — Adjunctive General Services$0-$80
Vision — Eye ExamsNo charge
Vision — Eye ExamsSee plan details
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — ExamsNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)$449-$999
Skilled Nursing Facility (SNF)$0/day for days 1–20, $75/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional SessionsNo charge
Intensive Cardiac Rehabilitation — Additional SessionsNo charge
Pulmonary Rehabilitation — Additional SessionsNo charge
Supervised Exercise Therapy (SET)No charge
Emergency Services$150
Urgently Needed ServicesNo charge
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$150
Non-Emergency Transportation — Health FacilityNo charge
Durable Medical Equipment (DME)0%-20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical SuppliesNo charge
Diabetic Supplies & ServicesSee plan details
Diabetic Therapeutic Shoes & InsertsNo charge
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Meal BenefitNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Fitness BenefitNo charge

Service area

  • CA: 2 counties

Reviewing your Medicare coverage for 2027?

Plans change every year. Leave your email and we'll let you know when Medicare open enrollment opens.