Wellcare Dual Reserve (HMO-POS D-SNP)

WELLCARE HEALTH INSURANCE COMPANY OF KENTUCKY, INC · 2026 plan year

Plan ID H9730-011-000

HMOPOS★ 3.5 CMS StarsDual-Eligible SNP
MOOP (in-network)
$5,000
MOOP (combined)
—
Monthly premium
$31.70/mo
Part C $0 + Part D $31.70, before Extra Help
Prescription drugs
Included

This plan in 2027

Plan information

Contract / Plan / Segment
H9730-011-000
Medical deductible
$0 — no deductible
Part D premium
$31.70/mo (part of the monthly premium above)Before Extra Help, which can lower or remove it for people with limited income.
Part D deductible
$570/yr
Also owed
Your Medicare Part B premium, paid separately

More WELLCARE HEALTH INSURANCE COMPANY OF KENTUCKY, INC plans in KY

Benefits & cost sharing

Primary Care

BenefitIn-network
Chiropractic — Routine Care$15

Hospital

BenefitIn-network
Inpatient Hospital — Acute$400/day for days 1–6, $0 after
Inpatient Hospital — Psychiatric$300/day for days 1–6, $0 after
Worldwide Urgent Care Coverage$130

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Supplemental Health BenefitsSee plan details
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$25
Mental Health — Group Sessions$25

Other

BenefitIn-network
Urgently Needed Services$25
Worldwide Emergency & Urgent CoverageSee plan details
Physical Therapy & Speech-Language Pathology$25
Substance Abuse — Individual Sessions$25
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Fitness BenefitNo charge
Insulin (Part B)$35
Vision — Eye Exams$0-$25
Vision — Eye ExamsSee plan details
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Eyewear UpgradesNo charge
Hearing — Exams$25
Diabetic SuppliesNo charge
Skilled Nursing Facility (SNF)$0/day for days 1–20, $218/day for days 21–50, $0 after
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$40
Intensive Cardiac Rehabilitation — Additional Sessions$50
Pulmonary Rehabilitation — Additional Sessions$35
Supervised Exercise Therapy (SET)$25
Emergency Services$130
Worldwide Emergency Coverage$130
Partial Hospitalization Program$140
Intensive Outpatient Program (IOP)$140
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Chiropractic ServicesSee plan details
Occupational Therapy Services$25
Physician Specialist Services$25
Podiatry Services$25
Other Health Care Professional Services$0-$25
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$25
Psychiatric Services — Group Sessions$25
Additional Telehealth Services (Part B)$0-$25
Opioid Treatment Program Services$25
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$20
Laboratory Services$0-$50
Radiological ServicesSee plan details
Diagnostic Radiology$0-$300
Therapeutic Radiology20% coinsurance
X-Ray Services$50
Outpatient Hospital Services$0-$300
Hospital Observation Services$130-$300 per stay
Ambulatory Surgical Center (ASC)$200
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Group Sessions$25
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$300
Air Ambulance$300
Non-Emergency Transportation — Health FacilityNo charge
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Dialysis Services20% coinsurance
Over-the-Counter (OTC) ItemsNo charge
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Remote Access TechnologiesNo charge
Personal Emergency Response System (PERS)No charge
Alternative TherapiesNo charge
Kidney Disease Education Services20% coinsurance
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Dental — Medicare-Covered Services$25
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — Other Preventive ServicesNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Routine Eye ExamsNo charge
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — ExamsSee plan details
Hearing — Routine ExamsNo charge
Hearing — Fitting & Evaluation for Hearing AidNo charge
Hearing — Prescription Hearing AidsSee plan details
Hearing — Hearing Aids (All Types)No charge

Service area

  • KY: 120 counties

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