Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance

Blue Cross and Blue Shield of NC · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$1,520
Family OOP max
$3,040

More Blue Cross and Blue Shield of NC plans in NC

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$10.00

Hospital

BenefitIn-network
Emergency Room Services30.00%
Inpatient Hospital Services (e.g., Hospital Stay)30.00%
Outpatient Surgery Physician/Surgical Services30.00%
Urgent Care Centers or Facilities$10.00

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand Drugs50.00%
Preferred Brand Drugs50.00%
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00%
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00%
AcupunctureNot covered
Allergy Testing$10.00
Bariatric Surgery30.00%
Basic Dental Care - AdultNot covered
Basic Dental Care - Child30.00%
Chemotherapy30.00%
Chiropractic Care$10.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00%
Dental Check-Up for ChildrenNo charge
Diabetes EducationNo charge
Dialysis30.00%
Durable Medical Equipment30.00%
Emergency Transportation/Ambulance30.00%
Eye Glasses for Children50.00%
Prenatal and Postnatal Care30.00%
Habilitation Services$10.00
Hearing Aids30.00%
Home Health Care Services30.00%
Hospice Services30.00%
Imaging (CT/PET Scans, MRIs)30.00%
Infertility Treatment$10.00
Infusion Therapy30.00%
Inpatient Physician and Surgical Services30.00%
Laboratory Outpatient and Professional Services30.00%
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child30.00%
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - Child30.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)$10.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00%
Outpatient Rehabilitation Services30.00%
Private-Duty Nursing30.00%
Prosthetic DevicesNot covered
Radiation30.00%
Reconstructive Surgery30.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$10.00
Rehabilitative Speech Therapy$10.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$10.00
Sex-Trait ModificationNot covered
Skilled Nursing Facility30.00%
Substance Abuse Disorder Inpatient Services30.00%
Substance Abuse Disorder Outpatient ServicesNo charge
Tier 2 Rx50.00%
Transplant30.00%
Treatment for Temporomandibular Joint Disorders$10.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging30.00%

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