Blue Cross® Preferred HMO Silver Saver

Blue Care Network of Michigan

Silver

Ind. deductible: $5,800
Family deductible: $5,800
Ind. OOP max: $7,650
Family OOP max: $7,650

Other cost-sharing reduction variants for this plan:

73% AV Level Silver Plan 87% AV Level Silver Plan 94% AV Level Silver Plan Limited Cost Sharing Plan Variation Standard Silver Off Exchange Plan Zero Cost Sharing Plan Variation

Monthly premiums by age

Age	Individual	Individual + tobacco
21	$596	—
30	$677	—
40	$762	—
50	$1,065	—
60	$1,619	—

Live premium estimate

Benefits & cost sharing

Primary Care

Benefit	In-network
Preventive Care/Screening/Immunization	No charge
Primary Care Visit to Treat an Injury or Illness	$60.00

Specialist

Benefit	In-network
Specialist Visit	$100.00

Hospital

Benefit	In-network
Emergency Room Services	$250.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)	0.00%
Outpatient Surgery Physician/Surgical Services	35.00% Coinsurance after deductible
Urgent Care Centers or Facilities	$45.00

Pharmacy

Benefit	In-network
Generic Drugs	$4.00 Copay after deductible
Non-Preferred Brand Drugs	$150.00 Copay after deductible
Non-Preferred Generic Drugs	$20.00 Copay after deductible
Non-Preferred Specialty Drugs	45.00% Coinsurance after deductible
Preferred Brand Drugs	$100.00 Copay after deductible
Specialty Drugs	0.00%

Mental Health

Benefit	In-network
Mental/Behavioral Health Inpatient Services	25.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services	$60.00

Other

Benefit	In-network
Abortion for Which Public Funding is Prohibited	Not covered
Accidental Dental	35.00% Coinsurance after deductible
Acupuncture	Not covered
Allergy Testing	35.00% Coinsurance after deductible
Bariatric Surgery	0.00%
Basic Dental Care - Adult	Not covered
Basic Dental Care - Child	Not covered
Chemotherapy	35.00% Coinsurance after deductible
Chiropractic Care	35.00% Coinsurance after deductible
Cosmetic Surgery	Not covered
Delivery and All Inpatient Services for Maternity Care	35.00% Coinsurance after deductible
Dental Check-Up for Children	Not covered
Diabetes Education	25.00% Coinsurance after deductible
Dialysis	25.00% Coinsurance after deductible
Durable Medical Equipment	50.00% Coinsurance after deductible
Emergency Transportation/Ambulance	0.00%
Eye Glasses for Children	No charge
Habilitation Services	25.00% Coinsurance after deductible
Hearing Aids	Not covered
Home Health Care Services	25.00% Coinsurance after deductible
Hospice Services	No Charge after deductible
Imaging (CT/PET Scans, MRIs)	35.00% Coinsurance after deductible
Infertility Treatment	50.00% Coinsurance after deductible
Infusion Therapy	35.00% Coinsurance after deductible
Inpatient Physician and Surgical Services	35.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services	$0.00
Long-Term/Custodial Nursing Home Care	Not covered
Major Dental Care - Adult	Not covered
Major Dental Care - Child	Not covered
Nutritional Counseling	No charge
Orthodontia - Adult	Not covered
Orthodontia - Child	Not covered
Other Practitioner Office Visit (Nurse, Physician Assistant)	$50.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)	25.00% Coinsurance after deductible
Outpatient Rehabilitation Services	25.00% Coinsurance after deductible
Prenatal and Postnatal Care	No charge
Private-Duty Nursing	Not covered
Prosthetic Devices	50.00% Coinsurance after deductible
Radiation	0.00%
Reconstructive Surgery	25.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy	35.00% Coinsurance after deductible
Rehabilitative Speech Therapy	35.00% Coinsurance after deductible
Routine Dental Services (Adult)	Not covered
Routine Eye Exam (Adult)	Not covered
Routine Eye Exam for Children	No charge
Routine Foot Care	Not covered
Skilled Nursing Facility	35.00% Coinsurance after deductible
Specified Sex-Trait Modification Procedures(SSTMP)	35.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services	35.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services	$60.00
Transplant	35.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders	50.00% Coinsurance after deductible
Weight Loss Programs	No charge
Well Baby Visits and Care	No charge
X-rays and Diagnostic Imaging	25.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 80 geographic areas.