UHC Silver Advantage

UnitedHealthcare · 2026 plan year

Silver
Ind. deductible
$2,750
Family deductible
$5,500
Ind. OOP max
$10,600
Family OOP max
$21,200

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Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$100.00

Hospital

BenefitIn-network
Outpatient Surgery Physician/Surgical Services$500.00 Copay after deductible
Emergency Room Services$1000.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)30.00% Coinsurance after deductible
Urgent Care Centers or Facilities$100.00

Pharmacy

BenefitIn-network
Non-Preferred Brand Drugs40.00% Coinsurance after deductible
Preferred Brand Drugs$85.00 Copay after deductible
Generic Drugs$5.00
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Inpatient Physician and Surgical Services30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services$15.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child30.00% Coinsurance after deductible
Nutritional Counseling30.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)30.00% Coinsurance after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$800.00 Copay after deductible
Outpatient Rehabilitation Services$75.00 Copay after deductible
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices30.00% Coinsurance after deductible
Radiation$100.00 Copay after deductible
Reconstructive Surgery$800.00 Copay after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing30.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child30.00% Coinsurance after deductible
Chemotherapy$750.00 Copay after deductible
Chiropractic CareNot covered
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education30.00% Coinsurance after deductible
Dialysis$500.00 Copay after deductible
Durable Medical Equipment30.00% Coinsurance after deductible
Emergency Transportation/Ambulance$1000.00 Copay after deductible
Eye Glasses for Children30.00% Coinsurance after deductible
Gender Affirming Care$800.00 Copay after deductible
Habilitation Services$75.00 Copay after deductible
Hearing AidsNot covered
Home Health Care Services30.00% Coinsurance after deductible
Hospice Services30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)$200.00 Copay after deductible
Infertility TreatmentNot covered
Infusion Therapy$100.00 Copay after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$75.00 Copay after deductible
Rehabilitative Speech Therapy$75.00 Copay after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility30.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services30.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$30.00
Transplant30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$35.00 Copay after deductible

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