Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
MyHPN Gold 6
Health Plan of Nevada, Inc. · 2027 plan year
Gold
- Ind. medical deductible
- $2,350
- Rx deductible (separate)
- $650
- Family deductible
- $4,700
- Ind. OOP max
- $8,500
- Family OOP max
- $17,000
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Other cost-sharing reduction variants for this plan:
More Health Plan of Nevada, Inc. plans in NV
Monthly premiums by age
Rating Area 1 — the lowest-priced of the 2 areas this plan covers. Premiums differ by area.
| Age | Individual | Individual + tobacco |
|---|---|---|
| Under 15 | $503 | $503 |
| 21 | $657 | $657 |
| 30 | $746 | $925 |
| 40 | $840 | $1,126 |
| 50 | $1,174 | $1,667 |
| 60 | $1,784 | $2,676 |
| 64 and over | $1,972 | $2,958 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | No charge |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $50.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | 30.00% Coinsurance after deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | 30.00% Coinsurance after deductible |
| Outpatient Surgery Physician/Surgical Services | 30.00% Coinsurance after deductible |
| Urgent Care Centers or Facilities | $50.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $5.00 |
| Non-Preferred Brand Drugs | 30.00% Coinsurance after deductible |
| Preferred Brand Drugs | $50.00 |
| Prescription Drugs Other | 50.00% Coinsurance after deductible |
| Specialty Drugs | 50.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | 30.00% Coinsurance after deductible |
| Mental/Behavioral Health Outpatient Services | No charge |
Other
| Benefit | In-network |
|---|---|
| Accidental Dental | 30.00% Coinsurance after deductible |
| Allergy Testing | $65.00 |
| Bariatric Surgery | 30.00% Coinsurance after deductible |
| Chemotherapy | 30.00% Coinsurance after deductible |
| Chiropractic Care | No charge |
| Clinical Trials | No charge |
| Routine Eye Exam for Children | No charge |
| Delivery and All Inpatient Services for Maternity Care | 30.00% Coinsurance after deductible |
| Diabetes Care Management | No charge |
| Diabetes Education | No charge |
| Diagnostic Breast Cancer Imaging | No charge |
| Dialysis | 30.00% Coinsurance after deductible |
| Durable Medical Equipment | $100.00 + 50.00% |
| Emergency Transportation/Ambulance | 30.00% Coinsurance after deductible |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | No charge |
| Habilitation Services | 30.00% Coinsurance after deductible |
| Hearing Aids | $100.00 + 50.00% |
| Home Health Care Services | No charge |
| Hospice Services | 30.00% Coinsurance after deductible |
| Imaging (CT/PET Scans, MRIs) | 30.00% Coinsurance after deductible |
| Infertility Treatment | $50.00 |
| Infusion Therapy | 30.00% Coinsurance after deductible |
| Inherited Metabolic Disorder - PKU | No charge |
| Inpatient Physician and Surgical Services | 30.00% Coinsurance after deductible |
| Laboratory Outpatient and Professional Services | $15.00 |
| Nutritional Counseling | No charge |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | No charge |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | 30.00% Coinsurance after deductible |
| Outpatient Rehabilitation Services | 30.00% Coinsurance after deductible |
| Prenatal and Postnatal Care | No charge |
| Private-Duty Nursing | No charge |
| Prosthetic Devices | $100.00 |
| Radiation | 30.00% Coinsurance after deductible |
| Reconstructive Surgery | 30.00% Coinsurance after deductible |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | 30.00% Coinsurance after deductible |
| Rehabilitative Speech Therapy | 30.00% Coinsurance after deductible |
| Skilled Nursing Facility | 30.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services | 30.00% Coinsurance after deductible |
| Substance Abuse Disorder Outpatient Services | No charge |
| Transplant | 30.00% Coinsurance after deductible |
| Treatment for Temporomandibular Joint Disorders | 50.00% Coinsurance after deductible |
| Virtual Visits/Now Clinic | No charge |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $65.00 |
Service area
This plan covers 3 geographic areas.
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