Silver Classic

Oscar Insurance Company · 2026 plan year

Silver
Ind. deductible
$0
Family deductible
$0
Ind. OOP max
$3,200
Family OOP max
$6,400

More Oscar Insurance Company plans in MI

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$45.00

Hospital

BenefitIn-network
Emergency Room Services$750.00
Inpatient Hospital Services (e.g., Hospital Stay)30.00%
Outpatient Surgery Physician/Surgical Services30.00%
Urgent Care Centers or Facilities$40.00

Pharmacy

BenefitIn-network
Generic Drugs$3.00
Non-Preferred Brand Drugs50.00%
Preferred Brand Drugs$75.00
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services30.00%
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental DentalNot covered
AcupunctureNot covered
Allergy Testing$45.00
Bariatric Surgery30.00%
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy30.00%
Chiropractic Care$45.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00%
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis30.00%
Durable Medical Equipment30.00%
Emergency Transportation/Ambulance$750.00
Eye Glasses for Children50.00%
Gender Affirming Care30.00%
Habilitation Services$45.00
Hearing AidsNot covered
Home Health Care Services30.00%
Hospice Services30.00%
Imaging (CT/PET Scans, MRIs)30.00%
Infertility Treatment30.00%
Infusion Therapy30.00%
Inpatient Physician and Surgical Services30.00%
Laboratory Outpatient and Professional Services$25.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional Counseling$30.00
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$30.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00%
Outpatient Rehabilitation Services$45.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices30.00%
Radiation30.00%
Reconstructive Surgery30.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$45.00
Rehabilitative Speech Therapy$45.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility30.00%
Specified Sex-trait Modification Procedures (SSTMP)30.00%
Substance Abuse Disorder Inpatient Services30.00%
Substance Abuse Disorder Outpatient Services$30.00
Transplant30.00%
Treatment for Temporomandibular Joint Disorders30.00%
Weight Loss Programs$30.00
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$50.00

Open enrollment coming up?

Get notified when it opens — we'll remind you so you don't miss your window.