Gold Elite Saver Plus

Oscar Health Insurance · 2026 plan year

Gold
Ind. medical deductible
$0
Rx deductible (separate)
$250
Family deductible
$0
Ind. OOP max
$8,900
Family OOP max
$17,800

This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.

More Oscar Health Insurance plans in OH

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or IllnessNo charge

Specialist

BenefitIn-network
Specialist Visit$25.00

Hospital

BenefitIn-network
Emergency Room Services$600.00
Inpatient Hospital Services (e.g., Hospital Stay)$1100.00 Copay per Day
Outpatient Surgery Physician/Surgical Services$200.00
Urgent Care Centers or Facilities$50.00

Pharmacy

BenefitIn-network
Generic Drugs$3.00
Non-Preferred Brand Drugs50.00% Coinsurance after deductible
Preferred Brand Drugs$75.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services$1100.00 Copay per Day
Mental/Behavioral Health Outpatient Services$25.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental$200.00
AcupunctureNot covered
Allergy Testing$25.00
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy$200.00
Chiropractic CareNo charge
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care$1,100.00
Dental Check-Up for ChildrenNot covered
Diabetes EducationNo charge
Dialysis20.00%
Durable Medical Equipment20.00%
Emergency Transportation/Ambulance$600.00
Eye Glasses for Children50.00%
Habilitation ServicesNo charge
Hearing AidsNo charge
Home Health Care Services20.00%
Hospice Services20.00%
Imaging (CT/PET Scans, MRIs)$375.00
Infertility Treatment$500.00
Infusion Therapy20.00%
Radiation20.00%
Reconstructive Surgery$1,100.00
Inpatient Physician and Surgical Services$200.00
Laboratory Outpatient and Professional Services$25.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)No charge
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$500.00
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal CareNo charge
Private-Duty Nursing20.00%
Prosthetic Devices20.00%
Rehabilitative Occupational and Rehabilitative Physical TherapyNo charge
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility$1100.00 Copay per Day
Substance Abuse Disorder Inpatient Services$1100.00 Copay per Day
Substance Abuse Disorder Outpatient Services$25.00
Transplant$1,100.00
Treatment for Temporomandibular Joint Disorders20.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$75.00

Open enrollment coming up?

Get notified when it opens — we'll remind you so you don't miss your window.