Blue Local Silver Standard | with Atrium Health

Blue Cross and Blue Shield of NC

Silver
Ind. deductible
$6,000
Family deductible
$6,000
Ind. OOP max
$8,900
Family OOP max
$8,900

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$575
30$653
40$735
50$1,028
60$1,562

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/Immunization0.00%
Primary Care Visit to Treat an Injury or Illness$40.00

Specialist

BenefitIn-network
Specialist Visit$80.00

Hospital

BenefitIn-network
Emergency Room Services40.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services40.00% Coinsurance after deductible
Urgent Care Centers or FacilitiesNo charge

Pharmacy

BenefitIn-network
Generic Drugs$20.00
Non-Preferred Brand Drugs$60.00 Copay after deductible
Preferred Brand DrugsNo charge
Specialty Drugs$350.00 Copay after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services40.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$40.00

Other

BenefitIn-network
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNo charge
Bariatric Surgery30.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Allergy Testing$80.00
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00% Coinsurance after deductible
AcupunctureNot covered
Basic Dental Care - Child40.00% Coinsurance after deductible
Chemotherapy40.00% Coinsurance after deductible
Chiropractic Care$40.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education$0.00
DialysisNo charge
Durable Medical EquipmentNo charge
Emergency Transportation/Ambulance40.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Habilitation Services$20.00
Hearing Aids40.00% Coinsurance after deductible
Home Health Care ServicesNo charge
Hospice Services40.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)30.00% Coinsurance after deductible
Infertility TreatmentNo charge
Infusion Therapy40.00% Coinsurance after deductible
Inpatient Physician and Surgical Services30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services40.00% Coinsurance after deductible
Nutritional Counseling0.00%
Orthodontia - AdultNot covered
Orthodontia - ChildNo charge
Other Practitioner Office Visit (Nurse, Physician Assistant)$80.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00% Coinsurance after deductible
Outpatient Rehabilitation Services25.00%
Prenatal and Postnatal Care40.00% Coinsurance after deductible
Private-Duty Nursing40.00% Coinsurance after deductible
Prosthetic DevicesNot covered
Radiation40.00% Coinsurance after deductible
Reconstructive Surgery25.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$40.00
Rehabilitative Speech TherapyNo charge
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$80.00
Sex-Trait ModificationNot covered
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services30.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient ServicesNo charge
Transplant30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$40.00
Weight Loss ProgramsNot covered
Well Baby Visits and Care0.00%
X-rays and Diagnostic Imaging40.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 6 geographic areas.