KP HI Silver 3000 Ded/600 Rx Ded Plus CAM

Kaiser Permanente · 2026 plan year

Silver
Ind. deductible
No deductible
Family deductible
$0
Ind. OOP max
$2,500
Family OOP max
$5,000

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Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$25.00

Hospital

BenefitIn-network
Emergency Room Services10.00%
Urgent Care Centers or Facilities$5.00
Inpatient Hospital Services (e.g., Hospital Stay)10.00%
Outpatient Surgery Physician/Surgical Services10.00%

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Generic Drugs MaintenanceNo charge
Specialty Drugs5.00%
Non-Preferred Brand Drugs5.00%
Preferred Brand Drugs5.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services10.00%
Mental/Behavioral Health Outpatient Services$5.00

Other

BenefitIn-network
Abortion for Which Public Funding is Prohibited10.00%
Accidental Dental10.00%
Active & Fit$200.00
Acupuncture$20.00
Allergy Testing$5.00
Bariatric Surgery10.00%
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Chemotherapy20.00%
Chiropractic Care$20.00
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care10.00%
Dental Check-Up for ChildrenNot covered
Diabetes Education$5.00
Dialysis20.00%
Durable Medical Equipment20.00%
Emergency Transportation/Ambulance20.00%
Eye Glasses for ChildrenNo charge
Habilitation Services$5.00
Hearing Aids60.00%
Home Health Care ServicesNo charge
Hospice ServicesNo charge
Imaging (CT/PET Scans, MRIs)$25.00
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility10.00%
Specialty Laboratory Services$25.00
Substance Abuse Disorder Inpatient Services10.00%
Substance Abuse Disorder Outpatient Services$5.00
Testing Services$15.00
Transplant10.00%
Treatment for Temporomandibular Joint Disorders10.00%
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging$5.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$5.00
Infertility Treatment$5.00 + 20.00%
Infusion Therapy20.00%
Inpatient Physician and Surgical Services10.00%
Laboratory Outpatient and Professional Services$5.00
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Massage Therapy$20.00
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$5.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)10.00%
Outpatient Rehabilitation Services$5.00
Prenatal and Postnatal CareNo charge
Private-Duty NursingNot covered
Prosthetic Devices10.00%
Radiation20.00%
Reconstructive Surgery10.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy$5.00
Rehabilitative Speech Therapy$5.00

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