HealthSpring True Choice (PPO)

HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. · 2027 plan year

Plan ID H7849-135-000

Local PPO★ 3 CMS Stars
MOOP (in-network)
$6,500
MOOP (combined)
$8,500
Monthly premium
$0/mo
Part C $0 + Part D $0
Prescription drugs
Included

This plan in 2026

Plan information

Contract / Plan / Segment
H7849-135-000
Medical deductible
$0 — no deductible
Part D premium
$0/mo (part of the monthly premium above)
Part D deductible
$500/yr
Also owed
Your Medicare Part B premium, paid separately

More HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. plans in MS

Benefits & cost sharing

Hospital

BenefitIn-network
Worldwide Urgent Care Coverage$130
Inpatient Hospital — Acute$260/day for days 1–6, $0 after
Inpatient Hospital — Additional Days (Acute)No charge
Inpatient Hospital — Psychiatric$260/day for days 1–6, $0 after

Pharmacy

BenefitIn-network
Part B DrugsSee plan details
Chemotherapy & Radiation Drugs (Part B)0%-20% coinsurance
Other Part B Drugs0%-20% coinsurance

Mental Health

BenefitIn-network
Mental Health Specialty ServicesSee plan details
Mental Health — Individual Sessions$25
Mental Health — Group Sessions$25

Other

BenefitIn-network
Worldwide Emergency & Urgent CoverageSee plan details
Worldwide Emergency Coverage$130
Worldwide Emergency Transportation20% coinsurance
Podiatry Services$20
Skilled Nursing Facility (SNF)$10/day for days 1–20, $221/day for days 21–100
Cardiac & Pulmonary RehabilitationSee plan details
Cardiac Rehabilitation — Additional Sessions$40
Intensive Cardiac Rehabilitation — Additional Sessions$55
Pulmonary Rehabilitation — Additional Sessions$35
Supervised Exercise Therapy (SET)$25
Emergency Services$130
Urgently Needed Services$50
Partial Hospitalization Program$155
Intensive Outpatient Program (IOP)$155
Home Health ServicesNo charge
Primary Care Physician ServicesNo charge
Chiropractic Services$15
Occupational Therapy Services$20
Physician Specialist Services$20
Therapeutic Radiology$85
Other Health Care Professional Services$0-$20
Psychiatric ServicesSee plan details
Psychiatric Services — Individual Sessions$25
Psychiatric Services — Group Sessions$25
Physical Therapy & Speech-Language Pathology$20
Additional Telehealth Services (Part B)$0-$20
Opioid Treatment Program Services$20
Diagnostic Tests & Lab ServicesSee plan details
Diagnostic Procedures & Tests$0-$75
Laboratory Services0%-20% coinsurance
Radiological ServicesSee plan details
Diagnostic Radiology$0-$200
X-Ray Services$0-$25
Outpatient Hospital Services$0-$260
Hospital Observation Services$260 per stay
Ambulatory Surgical Center (ASC)$0-$260
Outpatient Substance Abuse ServicesSee plan details
Substance Abuse — Individual Sessions$20
Substance Abuse — Group Sessions$20
Outpatient Blood ServicesNo charge
Ambulance ServicesSee plan details
Ground Ambulance$275
Air Ambulance20% coinsurance
Vision — Eyewear UpgradesNo charge
Durable Medical Equipment (DME)20% coinsurance
Prosthetics & OrthoticsSee plan details
Prosthetic Devices20% coinsurance
Medical Supplies20% coinsurance
Diabetic Supplies & ServicesSee plan details
Diabetic Supplies0%-20% coinsurance
Diabetic Therapeutic Shoes & Inserts20% coinsurance
Diabetic Monitors0%-20% coinsurance
Dialysis Services20% coinsurance
Medicare-Covered Preventive ServicesSee plan details
Annual Physical ExamNo charge
Kidney Disease Education ServicesNo charge
Glaucoma ScreeningNo charge
Diabetes Self-Management TrainingNo charge
Digital Rectal ExamsNo charge
Welcome to Medicare EKGNo charge
Insulin (Part B)0%-20% coinsurance (max $35)
Dental — Medicare-Covered Services$20
Dental — PreventiveSee plan details
Dental — Oral ExamsNo charge
Dental — X-RaysNo charge
Dental — Diagnostic ServicesNo charge
Dental — Prophylaxis (Cleaning)No charge
Dental — Fluoride TreatmentNo charge
Dental — Other Preventive ServicesNo charge
Dental — ComprehensiveSee plan details
Dental — Restorative ServicesNo charge
Dental — Endodontics (Root Canal)No charge
Dental — Periodontics (Gum Care)No charge
Dental — Removable Prosthodontics (Dentures)No charge
Dental — Maxillofacial ProstheticsNo charge
Dental — Implant ServicesNo charge
Dental — Fixed Prosthodontics (Bridges)No charge
Dental — Oral & Maxillofacial SurgeryNo charge
Dental — OrthodonticsNo charge
Dental — Adjunctive General ServicesNo charge
Vision — Eye Exams$0-$20
Vision — Eye ExamsSee plan details
Vision — Routine Eye ExamsNo charge
Vision — EyewearNo charge
Vision — EyewearSee plan details
Vision — Contact LensesNo charge
Vision — Eyeglasses (Lenses & Frames)No charge
Vision — Eyeglass LensesNo charge
Vision — Eyeglass FramesNo charge
Hearing — Exams$20

Service area

  • MS: 12 counties

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