Blue Statewide Silver EPO

Blue Cross and Blue Shield of Alabama · 2026 plan year

Silver
Ind. deductible
$150
Family deductible
$300
Ind. OOP max
$1,200
Family OOP max
$2,400

More Blue Cross and Blue Shield of Alabama plans in AL

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$5.00

Specialist

BenefitIn-network
Specialist Visit$20.00

Hospital

BenefitIn-network
Emergency Room Services25.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)10.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25.00% Coinsurance after deductible
Urgent Care Centers or Facilities$5.00

Pharmacy

BenefitIn-network
Generic Drugs$5.00
Non-Preferred Brand Drugs25.00% Coinsurance after deductible
Preferred Brand Drugs25.00% Coinsurance after deductible
Specialty Drugs15.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services10.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$20.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental15.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing10.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child25.00% Coinsurance after deductible
Chemotherapy10.00% Coinsurance after deductible
Chiropractic Care15.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care10.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education15.00% Coinsurance after deductible
Dialysis25.00% Coinsurance after deductible
Durable Medical Equipment15.00% Coinsurance after deductible
Emergency Transportation/Ambulance15.00% Coinsurance after deductible
Eye Glasses for Children25.00% Coinsurance after deductible
Habilitation Services15.00% Coinsurance after deductible
Hearing AidsNot covered
Home Health Care Services15.00% Coinsurance after deductible
Hospice Services15.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)25.00% Coinsurance after deductible
Infertility Treatment$20.00
Infusion Therapy25.00% Coinsurance after deductible
Inpatient Physician and Surgical Services10.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services25.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child50.00% Coinsurance after deductible
Nutritional CounselingNot covered
Orthodontia - AdultNot covered
Orthodontia - Child50.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$5.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25.00% Coinsurance after deductible
Outpatient Rehabilitation Services15.00% Coinsurance after deductible
Prenatal and Postnatal Care10.00% Coinsurance after deductible
Private-Duty NursingNot covered
Prosthetic Devices15.00% Coinsurance after deductible
Radiation10.00% Coinsurance after deductible
Reconstructive Surgery25.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy15.00% Coinsurance after deductible
Rehabilitative Speech Therapy15.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for Children25.00% Coinsurance after deductible
Routine Foot CareNot covered
Skilled Nursing FacilityNot covered
Substance Abuse Disorder Inpatient Services10.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$20.00
Transplant25.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders15.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging25.00% Coinsurance after deductible

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