Moda Health Affinity Gold 1000

Moda Health Plan, Inc. · 2026 plan year

Gold
Ind. deductible
$1,000
Family deductible
$2,000
Ind. OOP max
$8,850
Family OOP max
$17,700

More Moda Health Plan, Inc. plans in OR

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$15.00

Specialist

BenefitIn-network
Specialist Visit$30.00

Hospital

BenefitIn-network
Emergency Room Services15.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)15.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services15.00% Coinsurance after deductible
Urgent Care Centers or Facilities$30.00

Pharmacy

BenefitIn-network
Generic Drugs$10.00
Medical Service Drugs15.00% Coinsurance after deductible
Non-Preferred Brand Drugs50.00%
Zero Cost Share Preventive DrugsNo charge
Preferred Brand Drugs40.00%
Specialty Drugs40.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services15.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$15.00

Other

BenefitIn-network
Abortion for Which Public Funding is ProhibitedNo charge
Accidental Dental15.00% Coinsurance after deductible
Acupuncture$15.00
Allergy Testing15.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - Child15.00% Coinsurance after deductible
Chemotherapy15.00% Coinsurance after deductible
Chiropractic Care$15.00
Cosmetic Surgery15.00% Coinsurance after deductible
Delivery and All Inpatient Services for Maternity Care15.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes Education15.00% Coinsurance after deductible
Dialysis15.00% Coinsurance after deductible
Durable Medical Equipment15.00% Coinsurance after deductible
Emergency Transportation/Ambulance15.00% Coinsurance after deductible
Eye Glasses for ChildrenNo charge
Gender Affirming CareSee plan details
Habilitation Services$30.00
Hearing Aids15.00%
Home Health Care Services15.00% Coinsurance after deductible
Hormone TherapySee plan details
Hospice Services15.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)15.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy15.00% Coinsurance after deductible
Inpatient Physician and Surgical Services15.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services15.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child15.00% Coinsurance after deductible
Non-Preferred Generic$10.00
Nutritional Counseling15.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - Child15.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$15.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)15.00% Coinsurance after deductible
Outpatient Rehabilitation Services$30.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging15.00% Coinsurance after deductible
Preferred Generic$2.00
Prenatal and Postnatal Care15.00% Coinsurance after deductible
Private-Duty NursingNot covered
Prosthetic Devices15.00% Coinsurance after deductible
Radiation15.00% Coinsurance after deductible
Reconstructive Surgery15.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$30.00
Rehabilitative Speech Therapy$30.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)$15.00
Routine Eye Exam for ChildrenNo charge
Routine Foot Care15.00% Coinsurance after deductible
Skilled Nursing Facility15.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services15.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$15.00
Telehealth - Primary Care$10.00
Telehealth - Specialist$10.00
Transplant15.00% Coinsurance after deductible
Treatment for Temporomandibular Joint DisordersNot covered

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