Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.

Select $5,000 HDHP

Security Health Plan · 2026 plan year

SilverHSA eligible
Ind. deductible
$5,000
Family deductible
$10,000
Ind. OOP max
$6,500
Family OOP max
$13,000

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Monthly premiums by age

Rating Area 13 — the lowest-priced of the 5 areas this plan covers. Premiums differ by area.

AgeIndividualIndividual + tobacco
Under 15$446$446
21$582$670
30$661$760
40$744$856
50$1,040$1,196
60$1,581$1,818
64 and over$1,747$2,010

Live premium estimate

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Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$10.00 Copay after deductible

Specialist

BenefitIn-network
Specialist Visit20.00% Coinsurance after deductible

Hospital

BenefitIn-network
Emergency Room Services$500.00 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)20.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services20.00% Coinsurance after deductible
Urgent Care Centers or Facilities$50.00 Copay after deductible

Pharmacy

BenefitIn-network
Generic DrugsNo Charge after deductible
Non-Preferred Brand Drugs$120.00 Copay after deductible
Preferred Brand Drugs$50.00 Copay after deductible
Prescription Drugs OtherNot covered
Specialty Drugs40.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental Health OtherNot covered
Mental/Behavioral Health Inpatient Services20.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$10.00 Copay after deductible

Other

BenefitIn-network
Newborn Services OtherNot covered
X-rays and Diagnostic Imaging20.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - ChildNot covered
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental20.00% Coinsurance after deductible
AcupunctureNot covered
Allergy TestingNot covered
Autism Spectrum Disorders20.00% Coinsurance after deductible
Bariatric SurgeryNot covered
Basic Dental Care - AdultNot covered
Basic Dental Care - ChildNot covered
Cardiac Rehabilitation20.00% Coinsurance after deductible
Chemotherapy20.00% Coinsurance after deductible
Chiropractic Care20.00% Coinsurance after deductible
Clinical Trials20.00% Coinsurance after deductible
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care20.00% Coinsurance after deductible
Dental Anesthesia20.00% Coinsurance after deductible
Dental Check-Up for ChildrenNot covered
Diabetes Care ManagementNot covered
Diabetes Education20.00% Coinsurance after deductible
Dialysis20.00% Coinsurance after deductible
Durable Medical Equipment20.00% Coinsurance after deductible
Emergency Transportation/Ambulance20.00% Coinsurance after deductible
Eye Glasses for Children20.00% Coinsurance after deductible
Habilitation Services20.00% Coinsurance after deductible
Hearing Aids20.00% Coinsurance after deductible
Home Health Care Services20.00% Coinsurance after deductible
Hospice Services20.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)20.00% Coinsurance after deductible
Infertility TreatmentNot covered
Infusion Therapy20.00% Coinsurance after deductible
Inpatient Physician and Surgical Services20.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services20.00% Coinsurance after deductible
Nutritional Counseling20.00% Coinsurance after deductible
Orthodontia - AdultNot covered
Orthodontia - ChildNot covered
Other Practitioner Office Visit (Nurse, Physician Assistant)$20.00 Copay after deductible
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)20.00% Coinsurance after deductible
Outpatient Rehabilitation Services20.00% Coinsurance after deductible
Prenatal and Postnatal Care20.00% Coinsurance after deductible
Private-Duty NursingNot covered
Prosthetic Devices20.00% Coinsurance after deductible
Radiation20.00% Coinsurance after deductible
Reconstructive Surgery20.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy20.00% Coinsurance after deductible
Rehabilitative Speech Therapy20.00% Coinsurance after deductible
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot CareNot covered
Skilled Nursing Facility20.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services20.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$10.00 Copay after deductible
Transplant20.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders20.00% Coinsurance after deductible
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge

Service area

This plan covers 16 geographic areas.

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