Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health

Blue Cross and Blue Shield of NC

Gold
Ind. deductible
$1,800
Family deductible
$1,800
Ind. OOP max
$10,600
Family OOP max
$10,600

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$548
30$622
40$700
50$979
60$1,487

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$15.00

Specialist

BenefitIn-network
Specialist Visit$40.00

Hospital

BenefitIn-network
Emergency Room ServicesNo charge
Inpatient Hospital Services (e.g., Hospital Stay)30.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical ServicesNo charge
Urgent Care Centers or FacilitiesNo charge

Pharmacy

BenefitIn-network
Generic DrugsNo charge
Non-Preferred Brand DrugsNo charge
Preferred Brand Drugs$35.00 Copay after deductible
Specialty Drugs50.00% Coinsurance after deductible

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient ServicesNo charge
Mental/Behavioral Health Outpatient ServicesNo charge

Other

BenefitIn-network
Chemotherapy30.00% Coinsurance after deductible
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental30.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$40.00
Bariatric Surgery30.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - Child30.00% Coinsurance after deductible
Chiropractic CareNo charge
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity Care30.00% Coinsurance after deductible
Dental Check-Up for ChildrenNo charge
Diabetes EducationNo charge
Dialysis30.00% Coinsurance after deductible
Durable Medical Equipment30.00% Coinsurance after deductible
Emergency Transportation/Ambulance30.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Habilitation Services$40.00
Hearing AidsNo charge
Home Health Care ServicesNo charge
Hospice Services30.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)No charge
Infertility Treatment$40.00
Infusion Therapy30.00% Coinsurance after deductible
Inpatient Physician and Surgical Services30.00% Coinsurance after deductible
Laboratory Outpatient and Professional Services30.00% Coinsurance after deductible
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child30.00% Coinsurance after deductible
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - Child30.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$40.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)30.00% Coinsurance after deductible
Outpatient Rehabilitation Services30.00% Coinsurance after deductible
Prenatal and Postnatal Care30.00% Coinsurance after deductible
Private-Duty Nursing30.00% Coinsurance after deductible
Prosthetic DevicesNot covered
RadiationNo charge
Reconstructive Surgery30.00% Coinsurance after deductible
Rehabilitative Occupational and Rehabilitative Physical Therapy$40.00
Rehabilitative Speech Therapy$40.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$40.00
Sex-Trait Modification30.00% Coinsurance after deductible
Skilled Nursing Facility30.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient ServicesNo charge
Substance Abuse Disorder Outpatient Services$15.00
Tier 2 RxNo charge
Transplant30.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$40.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging30.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 4 geographic areas.