Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health

Blue Cross and Blue Shield of NC

Silver
Ind. deductible
$3,000
Family deductible
$3,000
Ind. OOP max
$10,600
Family OOP max
$10,600

More Blue Cross and Blue Shield of NC plans in NC

Monthly premiums by age

AgeIndividual
21$605
30$687
40$773
50$1,081
60$1,642

Live premium estimate

$

Benefits & cost sharing

Primary Care

BenefitIn-network
Preventive Care/Screening/ImmunizationNo charge
Primary Care Visit to Treat an Injury or Illness$30.00

Specialist

BenefitIn-network
Specialist Visit$25.00

Hospital

BenefitIn-network
Emergency Room Services50.00% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)40.00% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services50.00% Coinsurance after deductible
Urgent Care Centers or Facilities$90.00

Pharmacy

BenefitIn-network
Generic Drugs$15.00
Non-Preferred Brand DrugsNo charge
Preferred Brand Drugs$40.00 Copay after deductible
Specialty Drugs50.00%

Mental Health

BenefitIn-network
Mental/Behavioral Health Inpatient Services50.00% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$30.00

Other

BenefitIn-network
RadiationNo charge
Abortion for Which Public Funding is ProhibitedNot covered
Accidental Dental50.00% Coinsurance after deductible
AcupunctureNot covered
Allergy Testing$90.00
Bariatric Surgery50.00% Coinsurance after deductible
Basic Dental Care - AdultNot covered
Basic Dental Care - Child50.00% Coinsurance after deductible
Chemotherapy50.00% Coinsurance after deductible
Chiropractic CareNo charge
Cosmetic SurgeryNot covered
Delivery and All Inpatient Services for Maternity CareNo charge
Dental Check-Up for ChildrenNo charge
Diabetes Education$10.00
Dialysis50.00% Coinsurance after deductible
Durable Medical Equipment50.00% Coinsurance after deductible
Emergency Transportation/Ambulance50.00% Coinsurance after deductible
Eye Glasses for Children50.00%
Habilitation Services$20.00
Hearing AidsNo charge
Home Health Care Services50.00% Coinsurance after deductible
Hospice Services50.00% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)40.00% Coinsurance after deductible
Reconstructive Surgery50.00% Coinsurance after deductible
Infertility Treatment$25.00
Infusion Therapy50.00% Coinsurance after deductible
Inpatient Physician and Surgical Services40.00%
Laboratory Outpatient and Professional ServicesNo charge
Long-Term/Custodial Nursing Home CareNot covered
Major Dental Care - AdultNot covered
Major Dental Care - Child40.00%
Nutritional CounselingNo charge
Orthodontia - AdultNot covered
Orthodontia - Child40.00% Coinsurance after deductible
Other Practitioner Office Visit (Nurse, Physician Assistant)$90.00
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)No charge
Outpatient Rehabilitation ServicesNo charge
Prenatal and Postnatal Care50.00% Coinsurance after deductible
Private-Duty Nursing50.00% Coinsurance after deductible
Prosthetic DevicesNot covered
Rehabilitative Occupational and Rehabilitative Physical TherapyNo charge
Rehabilitative Speech Therapy$90.00
Routine Dental Services (Adult)Not covered
Routine Eye Exam (Adult)Not covered
Routine Eye Exam for ChildrenNo charge
Routine Foot Care$90.00
Sex-Trait ModificationNo charge
Skilled Nursing Facility40.00% Coinsurance after deductible
Substance Abuse Disorder Inpatient Services50.00% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$10.00
Tier 2 Rx$30.00 Copay after deductible
Transplant40.00% Coinsurance after deductible
Treatment for Temporomandibular Joint Disorders$90.00
Weight Loss ProgramsNot covered
Well Baby Visits and CareNo charge
X-rays and Diagnostic Imaging50.00% Coinsurance after deductible

Plan rules

Service area

This plan covers 3 geographic areas.