Sold outside the marketplace. This plan is bought directly from the insurer, so it is not eligible for a premium tax credit. If your income qualifies you for savings, a marketplace plan at the same price will usually cost you less.
UHC Silver Copay Focus
UnitedHealthcare of Oregon, Inc. · 2027 plan year
Silver
- Ind. medical deductible
- $0
- Rx deductible (separate)
- $3,200
- Family deductible
- $0
- Ind. OOP max
- $11,800
- Family OOP max
- $23,600
This plan sets a separate deductible for prescription drugs. The medical deductible shown does not cover prescriptions; they have their own.
Other cost-sharing reduction variants for this plan:
More UnitedHealthcare of Oregon, Inc. plans in WA
Monthly premiums by age
Rating Area 5 — the lowest-priced of the 7 areas this plan covers. Premiums differ by area.
| Age | Individual |
|---|---|
| Under 15 | $660 |
| 21 | $863 |
| 30 | $980 |
| 40 | $1,103 |
| 50 | $1,542 |
| 60 | $2,343 |
| 64 and over | $2,589 |
Live premium estimate
Benefits & cost sharing
Primary Care
| Benefit | In-network |
|---|---|
| Preventive Care/Screening/Immunization | No charge |
| Primary Care Visit to Treat an Injury or Illness | $20.00 |
Specialist
| Benefit | In-network |
|---|---|
| Specialist Visit | $40.00 |
Hospital
| Benefit | In-network |
|---|---|
| Emergency Room Services | $900.00 |
| Inpatient Hospital Services (e.g., Hospital Stay) | $2500.00 Copay per Day |
| Outpatient Surgery Physician/Surgical Services | $400.00 |
| Urgent Care Centers or Facilities | $30.00 |
Pharmacy
| Benefit | In-network |
|---|---|
| Generic Drugs | $15.00 |
| Non-Preferred Brand Drugs | 40.00% Coinsurance after deductible |
| Preferred Brand Drugs | $85.00 Copay after deductible |
| Specialty Drugs | 50.00% Coinsurance after deductible |
Mental Health
| Benefit | In-network |
|---|---|
| Mental/Behavioral Health Inpatient Services | $2500.00 Copay per Day |
| Mental/Behavioral Health Outpatient Services | $45.00 |
Other
| Benefit | In-network |
|---|---|
| Abortion for Which Public Funding is Prohibited | No charge |
| Accidental Dental | 30.00% |
| Acupuncture | 30.00% |
| Allergy Testing | 30.00% |
| Chemotherapy | $750.00 |
| Chiropractic Care | 30.00% |
| Cosmetic Surgery | $850.00 |
| Delivery and All Inpatient Services for Maternity Care | $2,500.00 |
| Dental Anesthesia | 30.00% |
| Diabetes Care Management | 30.00% |
| Diabetes Education | 30.00% |
| Dialysis | $500.00 |
| Durable Medical Equipment | 30.00% |
| Emergency Transportation/Ambulance | $900.00 |
| Eye Glasses for Children | No charge |
| Gender Affirming Care | $500.00 |
| Habilitation Services | $50.00 |
| Hearing Aids | 30.00% |
| Hearing Exams | $20.00 |
| Home Health Care Services | 30.00% |
| Hospice Services | 30.00% |
| Imaging (CT/PET Scans, MRIs) | $275.00 |
| Infertility Treatment | 30.00% |
| Infusion Therapy | $150.00 |
| Inherited Metabolic Disorder - PKU | 30.00% |
| Inpatient Physician and Surgical Services | No charge |
| Laboratory Outpatient and Professional Services | $30.00 |
| Nutritional Counseling | 30.00% |
| Other Practitioner Office Visit (Nurse, Physician Assistant) | 30.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | $500.00 |
| Outpatient Rehabilitation Services | $50.00 |
| Prenatal and Postnatal Care | No charge |
| Prosthetic Devices | 30.00% |
| Radiation | $200.00 |
| Reconstructive Surgery | $850.00 |
| Rehabilitative Occupational and Rehabilitative Physical Therapy | $50.00 |
| Rehabilitative Speech Therapy | $50.00 |
| Routine Eye Exam for Children | No charge |
| Routine Foot Care | $40.00 |
| Skilled Nursing Facility | $2500.00 Copay per Day |
| Substance Abuse Disorder Inpatient Services | $2500.00 Copay per Day |
| Substance Abuse Disorder Outpatient Services | $45.00 |
| Transplant | $2,500.00 |
| Treatment for Temporomandibular Joint Disorders | 30.00% |
| Well Baby Visits and Care | No charge |
| X-rays and Diagnostic Imaging | $65.00 |
Service area
This plan covers 13 geographic areas.
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